1549 Fig Tree Way, Oceanside, CA 92056 Property Records

San Diego County property record for 1549 Fig Tree Way, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Last Sale	$645,000 (Apr 2026)
Tax Bill	$6,730 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-030-26-17`

Property Details

APN / Parcel Number

Primary APN	`161-030-26-17`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	1549 FIG TREE WAY
City	OCEANSIDE
State	CA
Zip	92056-5496
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Description	LOT 1 US 11 PER DOC22-0220536&UND INT IN PHASE 4 TR 016414
Legal Tract	016414
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	19305

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1549 FIG TREE WAY, OCEANSIDE, CA 92056-5496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Oct 21, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	2026114043
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	1549 FIG TREE WAY, OCEANSIDE, CA 92056-5496
Document Number	0000114043
Instrument Date	Mar 26, 2026
Instrument	2026.114043
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	HOMELIGHT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,659.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 FIG TREE WAY, OCEANSIDE, CA 92056-5496

Mortgage

Document Number	0000114044,
Date	Apr 23, 2026
Instrument	2026.114044

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2022
Property Address	1549 FIG TREE WAY, OCEANSIDE, CA 92056-5496
Document Number	0000407547
Map Reference	FILE 2020-7000272
Instrument Date	Jun 16, 2022
Instrument	2022-0407547
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1549 FIG TREE WAY, OCEANSIDE, CA 92056-5496
Investor	Possibly a Property Investor

Mortgage

Document Number	0000407548
Date	Oct 21, 2022
Instrument	2022-0407548

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$611,711 (+2%) Land $371,422 Building $240,289
2025	$6,730.00 (+6.07%) Homeowner's exemption	$599,718 (+4.04%) Land $364,140 Building $235,578
2024	$6,345.00 (+2.49%)
2023	$6,191.00	$576,431 Land $350,000 Building $226,431

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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