St. Joseph County property record for 1549 E 3rd St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft · built 1926 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,200 (Sep 2022) |
| Tax Bill | $1,583 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-14-154-012.000-023 |
| Primary APN | 71-09-14-154-012.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 100 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1549 E 3RD ST |
|---|---|
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100 FT N END LOT 90 BYRKITS 2ND PLAT |
| Legal Subdivision | BYRKITS 2ND PLAT |
| Legal Lot Number | 90 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10400 |
Source: St. Joseph County records · APN 71-09-14-154-012.000-023
Assessment roll updated March 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1549 E 3RD ST, MISHAWAKA, IN 46544-2929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Mar 08, 2017 | Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Prior Sale | Mar 08, 2017 · Amount on Record |
| Deed Document Number | 202227229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Sep 19, 2022 |
| Property Address | 1549 E 3RD ST, MISHAWAKA, IN 46544-2929 |
| Document Number | 0002227229 |
| Map Reference | PB 9 PG 5 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2227229 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1549 E 3RD ST, MISHAWAKA, IN 46544-2929 |
| Document Number | 0002227230 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2227230 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0002227231 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2227231 |
| Name | INDIANA HSG & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Aug 15, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Mar 08, 2017 |
| Property Address | 1549 E 3RD ST, MISHAWAKA, IN 46544-2929 |
| Document Number | 0001705456 |
| Map Reference | PB9 PG5 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 1705456 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1549 E 3RD ST, MISHAWAKA, IN 46544-2929 |
| Document Number | 0001705457 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 1705457 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County records · Assessment roll updated March 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,583.00 (+0.76%) | $151,000 (+27.32%) Land $20,200 Building $130,800 | $151,000 (+27.32%) Land $20,200 Building $130,800 |
| 2024 | $1,571.00 (+16.37%) | ||
| 2023 | $1,350.00 (+3.45%) | $118,600 (+4.86%) Land $20,200 Building $98,400 | $118,600 (+4.86%) Land $20,200 Building $98,400 |
| 2022 | $1,305.00 Homeowner's exemption | $113,100 Land $20,200 Building $92,900 | $113,100 Land $20,200 Building $92,900 |
Source: FEMA National Flood Hazard Layer as of December 15, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Fourway Computer Products.
Based on FCC filings for 257 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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