1549 Chepacket St, Brandon, FL 33511 Property Records

Hillsborough County property record for 1549 Chepacket St, Brandon, FL 33511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 1990
Lot Size	0.133 acres (5,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Jan 2026)
Tax Bill	$5,097 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072310-8554`

Property Details

APN / Parcel Number

Primary APN	`072310-8554`
Alternative APN	`U3329202IVA00000000070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,526 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,783 sqft (0.133 acres)
Lot Dimensions	109 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	124 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0723108554
Street Address	1549 CHEPACKET ST
City	BRANDON
State	FL
Zip	33511-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	PROVIDENCE LAKES UNIT IV PHASE A LOT 7 BLOCK A
Legal Range	20E
Legal Township	29S
Legal Section	33
Legal Subdivision	PROVIDENCE LAKES UNIT IV PHASE A
Legal Phase	A
Legal Tract	2IV
Legal Block	A
Legal Lot Number	7
Legal Unit	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2003
Census Tract	13310

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4870 BAY HERON PL, 322, TAMPA, FL 33616-2940
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE LLC
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	202638553
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	0145380949
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 30, 2026
Property Address	1549 CHEPACKET ST, BRANDON, FL 33511-1831
Document Number	0000038553
Map Reference	MB 65 PG 5
Instrument Date	Jan 27, 2026
Instrument	2026038553
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	FPG TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5939 CLIURCHSIDE PRIVE, LITHIA, FL 33547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4870 BAY HERON PL APT 322, 322, TAMPA, FL 33616-2940

Mortgage

Document Number	0000038554
Date	Jan 30, 2026
Instrument	2026038554

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Address	SUWANEE, GA 30024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 28, 2021
Property Address	1549 CHEPACKET ST, BRANDON, FL 33511-1831
Document Number	0000489986
Map Reference	MB 65 PG 5
Instrument Date	Sep 27, 2021
Instrument	2021489986
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	MASTERPIECE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9425 MYAKKA DR, VENICE, FL 34293-7600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 CHEPACKET ST, BRANDON, FL 33511-1831

Mortgage

Document Number	0000489987
Date	Sep 28, 2021
Instrument	2021489987

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,667 (-2.11%) Land $64,182 Building $213,485	$277,667 (-2.11%) Land $64,182 Building $213,485
2025	$5,097.00 (+5.48%) Homeowner's exemption	$283,663 (+7.58%) Land $64,182 Building $219,481	$283,663 (+7.58%) Land $64,182 Building $219,481
2024	$4,832.00 (-6.92%)
2023	$5,191.00 (+4.55%)	$263,670 (+3.45%) Land $58,348 Building $205,322	$263,670 (+3.45%) Land $58,348 Building $205,322
2022	$4,965.00	$254,874 Land $58,348 Building $196,526	$254,874 Land $58,348 Building $196,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Nearby Properties on Chepacket St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures