1549 8th St S, Fargo, ND 58103 Property Records

Cass County property record for 1549 8th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	2,186 sqft · built 1930
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Jun 2023)
Tax Bill	$4,933 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-1400-03100-000`

Property Details

APN / Parcel Number

Primary APN	`01-1400-03100-000`

Interior

Stories	2 Stories
Building Area	2,186 sqft Living Area
1st Floor Area	1,514 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	1549 8TH ST S
City	FARGO
State	ND
Zip	58103-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 13 BLOCK: 18 ADDITION: HUNTINGTONS ADDITIONAL: HUNTINGTONS LOT 13 BLK 18
Legal Subdivision	HUNTINGTONS
Legal Block	18
Legal Lot Number	13
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3017
Census Tract	901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fargo South Residential District listed 1983 · 260 contributing resources · NRIS 83001929

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1549 8TH ST S, FARGO, ND 58103-4237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage VISION BANK
Oct 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Sep 11, 2018	Warranty Deed, Transfer · ARM PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	20231690927
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 12, 2023
Property Address	1549 8TH ST S, FARGO, ND 58103-4237
Document Number	0001690927
Instrument Date	Jun 7, 2023
Instrument	1690927
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 8TH ST S, FARGO, ND 58103-4237

Mortgage

Document Number	0001690928
Date	Jun 12, 2023
Instrument	1690928

Lender

Name	VISION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1549 8TH ST S, FARGO, ND 58103-4237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001574773
Date	Oct 22, 2019
Instrument	1574773

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2029

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 11, 2018
Property Address	1549 8TH ST S, FARGO, ND 58103-4237
Document Number	0001546708
Instrument Date	Sep 7, 2018
Instrument	1546708
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1549 8TH ST S, FARGO, ND 58103-4237

Mortgage

Document Number	0001546709
Date	Sep 11, 2018
Instrument	1546709

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,933.00 (+21.32%)	$183,700 (+20.58%) Land $39,150 Building $144,550	$367,400 (+20.58%) Land $78,300 Building $289,100
2023	$4,066.00 (+0.35%)	$152,350 (+2.01%) Land $39,150 Building $113,200	$304,700 (+2.01%) Land $78,300 Building $226,400
2022	$4,052.00	$149,350 Land $39,150 Building $110,200	$298,700 Land $78,300 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1997–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

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