15482 Tern St, Chino Hills, CA 91709 Property Records

San Bernardino County property record for 15482 Tern St, Chino Hills, CA 91709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1984
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,875 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1030-051-11-0000`

Property Details

APN / Parcel Number

Primary APN	`1030-051-11-0000`
Alternative APN	`1017591120000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,560 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15482 TERN ST
City	CHINO HILLS
State	CA
Zip	91709-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9881 LOT 43
Legal Subdivision	TRACT NO 9881
Legal Tract	9881
Legal Block	5
Legal Lot Number	43
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	5
Census Block	5005
Census Tract	109

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15482 TERN ST, CHINO HILLS, CA 91709-3612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 6, 2017	Deed of Trust, Mortgage LOS ANGELES POLICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 18, 2020
Transfer Doc	0000175353
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15482 TERN ST, CHINO HILLS, CA 91709-3612
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15482 TERN ST, CHINO HILLS, CA 91709-3612

Mortgage

Document Number	0000440002
Date	Sep 27, 2021
Instrument	2021-0440002

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 27, 2020
Property Address	15482 TERN ST, CHINO HILLS, CA 91709-3612
Document Number	0000175353
Map Reference	MB 150 PG 36-39
Instrument Date	May 18, 2020
Instrument	2020-0175353
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15482 TERN ST, CHINO HILLS, CA 91709-3612

Mortgage

Document Number	0000175354
Date	May 27, 2020
Instrument	2020-0175354

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15482 TERN ST, CHINO HILLS, CA 91709-3612
Document Number	0000475815
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15482 TERN ST CHINO HILLS CA 917093612, CHINO HILLS, CA 91709-3612

Mortgage

Document Number	0000475815
Date	Nov 13, 2017
Instrument	475815

Lender

Name	LOS ANGELES POLICE CU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino Hills City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,561 (+2%) Land $115,511 Building $336,050
2025	$4,875.00 (+5.7%) Homeowner's exemption	$442,707 (+4.04%) Land $113,246 Building $329,461
2023	$4,612.00 (+0.63%) Homeowner's exemption	$425,516 Land $108,848 Building $316,668
2022	$4,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO HILLS serves 76,314 people · EPA ID CA3610036
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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