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15481 Covington Rd, Brandywine, MD 20613 Property Records

Charles County property record for 15481 Covington Rd, Brandywine, MD 20613 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,422 sqft · built 2007
Lot Size0.858 acres (37,391 sqft)
OwnerIndividual Name on File
Tax Bill$12,060 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-035346

Property Details

APN / Parcel Number

Primary APN09-035346
Alternative APN
  • 035346

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,422 sqft Living Area
Gross Area2,862 sqft
1st Floor Area1,374 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area37,391 sqft (0.858 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number035346
Street Address15481 COVINGTON RD
CityBRANDYWINE
StateMD
Zip20613-7336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR B S SI OF COVINGTON RD
Legal SubdivisionTOWN OF LA PLATA
Legal Block1
Legal Lot NumberB
JurisdictionCHARLES MD
Township / Civil Division9, HUGHESVILLE
Census Block Group1
Census Block1003
Census Tract851401

Owner

Source: Charles County records · APN 09-035346

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15481 COVINGTON RD, BRANDYWINE, MD 20613-7336
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 26, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 26, 2019Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2007
Deed SaleJun 12, 2007
Deed Document Number20078807
Deed Book / Page5356 / 502
Last Transfer DateApr 01, 2010
Transfer Doc0071200046
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address15481 COVINGTON RD, BRANDYWINE, MD 20613-7336
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address15481 COVINGTON RD, BRANDYWINE, MD 20613-7336

Mortgage

Document Number0138080237
DateOct 01, 2025
Book Page13808/237
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term311 Months
DueSep 01, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address15481 COVINGTON RD, BRANDYWINE, MD 20613-7336
Transaction TypeMortgage
Record UpdatedFeb 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address15481 COVINGTON RD, BRANDYWINE, MD 20613-7336

Mortgage

Document Number0128380228
DateJan 26, 2023
Book Page12838/228
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueSep 01, 2051

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address15481 COVINGTON RD, BRANDYWINE, MD 20613-7336
Document Number0108430409
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedNov 08, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address15481 COVINGTON RD BRANDYWINE MD 206137336, BRANDYWINE, MD 20613-7336

Mortgage

Document Number0108430409
DateOct 25, 2019
Book Page010843/000409
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFLINT, MI 48501-2026
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,060.00 (+145.02%) Homeowner's exemption$399,700 (+16.02%)$427,300 (+24.03%) Land $116,600 Building $310,700
2023$4,922.00 Homeowner's exemption$344,500 Land $116,600 Building $227,900$344,500 Land $116,600 Building $227,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178514011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityFiber1,200 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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