Ramsey County property record for 1548 Westminster St, Saint Paul, MN 55130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 976 sqft · built 1950 |
| Lot Size | 0.158 acres (6,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jul 2023) |
| Tax Bill | $4,050 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-29-22-23-0231 |
| Primary APN | 20-29-22-23-0231 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Lot Area | 6,860 sqft (0.158 acres) |
| Lot Dimensions | 140 ft deep x 49 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 523565 |
|---|---|
| Street Address | 1548 WESTMINSTER ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55130-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTMINSTER COTTAGES LOT 3 BLK 1 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 20 |
| Legal Subdivision | WESTMINSTER COTTAGES |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30601 |
1548 Westminster St is owned and occupied by two individuals who bought it in July 2023.
Source: Ramsey County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1548 WESTMINSTER ST, SAINT PAUL, MN 55130-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ST PAUL FCU |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on File |
| Deed Sale | Jul 26, 2023 · Amount on File |
| Prior Sale | Jul 10, 2023 · Amount on File |
| Deed Document Number | 20232758158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 26, 2023 |
| Property Address | 1548 WESTMINSTER ST, SAINT PAUL, MN 55130-3108 |
| Document Number | 0T02758158 |
| Instrument Date | Jul 10, 2023 |
| Instrument | T02758158 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1548 WESTMINSTER ST, SAINT PAUL, MN 55130-3108 |
| Document Number | 0T02758159 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | T02758159 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 0T02758160 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | T02758160 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1548 WESTMINSTER ST, SAINT PAUL, MN 55130-3108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T02702175 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | T02702175 |
| Name | ST PAUL FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1548 WESTMINSTER ST, SAINT PAUL, MN 55130-3108 |
| Document Number | 0002591793 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1548 WESTMINSTER ST ST PAUL MN 551303108, ST PAUL, MN 55130-3108 |
| Document Number | 0002591793 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 2591793 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 12, 2032 |
The 2025 property tax bill for 1548 Westminster St was $4,050 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,800 Land $25,000 Building $206,800 | $231,800 Land $25,000 Building $206,800 | |
| 2025 | $4,050.00 | ||
| 2023 | $3,180.00 Homeowner's exemption | $197,500 Land $20,000 Building $177,500 | $197,500 Land $20,000 Building $177,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1548 Westminster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1548 Westminster St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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