St. Johns County property record for 1548 W Windy Willow Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,894 sqft · built 2005 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2019) |
| Tax Bill | $7,577 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009981-3740 |
| Primary APN | 009981-3740 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 2,550 sqft |
| 1st Floor Area | 1,894 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 163 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1548 W WINDY WILLOW DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/76-95 JOHNS CREEK LOT 374 OR4694/818 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | JOHNS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 374 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20907 |
1548 W Windy Willow Dr is owned by two individuals who bought it in March 2019.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 731 BRAIDWOOD LN, ORLANDO, FL 32803-6911 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 15, 2019 | Warranty Deed, Transfer · Conventional with PMI FIRST FED'L S&L/LAKEWOOD |
| Mar 5, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on File |
| Deed Sale | Mar 15, 2019 · Amount on File |
| Prior Sale | Apr 21, 2016 · Amount on File |
| Deed Document Number | 201917626 |
| Deed Book / Page | 4694 / 818 |
| Prior Transfer Date | Feb 15, 2018 |
| Prior Transfer Doc | 0045110847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 1548 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098 |
| Document Number | 0046940818 |
| Book / Page | 004694 / 000818 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 17626 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1548 W WINDY WILLOW DR ST AUGUSTINE FL 320925098, ST AUGUSTINE, FL 32092-5098 |
| Document Number | 46940820 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 004694/000820 |
| Instrument | 17627 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 5, 2018 |
| Property Address | 1548 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5098 |
| Document Number | 0045110847 |
| Book / Page | 4511 / 0847 |
| Map Reference | MB48 PG76-95 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 2018014375 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8648 EMERALD ISLE CIR S, 8648, JACKSONVILLE, FL 32216-4605 |
| Name | Verified Name |
|---|---|
| Address | 91548 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092 |
| Document Number | 2018014376 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 2018014376 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 1548 W Windy Willow Dr was $7,577, up 1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,492 (-0.92%) Land $100,000 Building $246,492 | $346,492 (-0.92%) Land $100,000 Building $246,492 | |
| 2025 | $7,577.00 (+9.96%) | $349,703 (-3.5%) | $349,703 (-3.5%) Land $100,000 Building $249,703 |
| 2024 | $6,891.00 (+3.41%) | $362,368 (+3.76%) | $362,368 (+3.76%) Land $100,000 Building $262,368 |
| 2023 | $6,664.00 (+6.11%) | $349,236 (+12.19%) | $349,236 (+12.19%) Land $95,000 Building $254,236 |
| 2022 | $6,280.00 | $311,298 | $311,298 Land $84,000 Building $227,298 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1548 W Windy Willow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1548 W Windy Willow Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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