Contra Costa County property record for 1548 Sycamore Dr, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,810 sqft · built 2009 |
| Lot Size | 0.139 acres (6,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $748,000 (Aug 2021) |
| Tax Bill | $12,373 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 032-420-027-8 |
| Primary APN | 032-420-027-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,810 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| 2nd Floor Area | 1,486 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cluster |
| Lot Area | 6,068 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1548 SYCAMORE DR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-3528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8900 L53 |
| Legal Subdivision | SUMMER LAKE PH 1B SUB #8900 |
| Legal Tract | 8900 |
| Legal Lot Number | 53 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 301000 |
1548 Sycamore Dr is owned and occupied by two individuals who bought it in August 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 18, 2021 | Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST |
| May 8, 2019 | Deed of Trust, Mortgage · Line of Credit CAHP CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on File |
| Deed Sale | Aug 18, 2021 · Amount on File |
| Prior Sale | Jun 15, 2016 · Amount on File |
| Deed Document Number | 2021229150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Document Number | 0000069594 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023-069594 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 484 Months |
| Due | Nov 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Document Number | 0000187566 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022-187566 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Document Number | 0000224788 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020-224788 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 18, 2021 |
| Property Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Document Number | 0000229150 |
| Map Reference | MB 486 PG 10 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021-229150 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Document Number | 0000229151 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-229151 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1548 SYCAMORE DR, OAKLEY, CA 94561-3528 |
| Document Number | 0000079235 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1548 SYCAMORE DR OAKLEY CA 945613528, OAKLEY, CA 94561-3528 |
| Document Number | 0000079235 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 79235 |
| Name | CAHP CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95827 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1548 Sycamore Dr was $12,373 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $687,000 (-2.97%) Land $133,175 Building $553,825 | |
| 2025 | $12,373.00 Homeowner's exemption | $708,000 Land $137,246 Building $570,754 |
| 2023 | $12,062.00 (-3.34%) Homeowner's exemption | $699,000 Land $136,000 Building $563,000 |
| 2022 | $12,479.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1548 Sycamore Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 16 (1978–2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1548 Sycamore Dr is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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