1548 Sterling St, Sacramento, CA 95822 Property Records

Sacramento County property record for 1548 Sterling St, Sacramento, CA 95822

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 790 sqft · built 1950
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$391,000 (Jun 2026)
Tax Bill	$688 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`035-0033-006-0000`

Property Details

APN / Parcel Number

Primary APN	`035-0033-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	790 sqft Living Area
1st Floor Area	790 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1548 STERLING ST
City	SACRAMENTO
State	CA
Zip	95822-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-EA-4
Legal Description	FREEPORT MANOR 01, LOT 111
Legal Subdivision	FREEPORT MANOR 01
Legal Lot Number	111
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	3400

Owner

1548 Sterling St is owned and occupied by an individual who bought it in June 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1548 STERLING ST, SACRAMENTO, CA 95822-3454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Nov 21, 2025	Grant Deed, Transfer · Commercial Mortgage CAPITA MORTGAGE CREDIT INC
Nov 21, 2025	Grant Deed, Transfer · Commercial Mortgage KALINK KACHKA TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Nov 21, 2025 · Amount on File
Deed Book / Page	20260618 / 7
Prior Transfer Date	Oct 20, 1997
Prior Transfer Doc	9710000897
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 18, 2026
Property Address	1548 STERLING ST, SACRAMENTO, CA 95822-3454
Document Number	2026000007
Book / Page	20260618 / 7
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,440.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1548 STERLING ST, SACRAMENTO, CA 95822-3454

Mortgage

Document Number	2026000008,
Date	Jun 18, 2026
Book Page	20260618/8

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2025
Property Address	1548 STERLING ST, SACRAMENTO, CA 95822-3454
Document Number	0000001152
Map Reference	MB 28 MAP 3
Instrument Date	Nov 19, 2025
Instrument	202511211152
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 MAPLE ST, WEST SACRAMENTO, CA 95691-2427

Mortgage

Document Number	0000001153
Date	Nov 21, 2025
Instrument	202511211153

Lender

Name	CAPITA MORTGAGE CREDIT INC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2025
Property Address	1548 STERLING ST, SACRAMENTO, CA 95822-3454
Document Number	0000001151
Map Reference	MB 28 MAP 3
Instrument Date	Nov 19, 2025
Instrument	202511211151
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1934 MARYAL DR, SACRAMENTO, CA 95864-1550

Mortgage

Document Number	0000001154
Date	Nov 21, 2025
Instrument	202511211154

Lender

Name	KALINK KACHKA TRUST
Type	Private Party
Address	1934 MARYAL DR, SACRAMENTO, CA 95864

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1548 Sterling St was $688, up 1.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$325,000 (+729.04%) Land $90,000 Building $235,000
2025	$688.00 (+1.47%)	$39,202 Land $8,292 Building $30,910
2024	$678.00 (+3.51%)
2023	$655.00 (-0.3%)	$37,681 Land $7,971 Building $29,710
2022	$657.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1548 Sterling St in Zone X, where a levee reduces flood risk, though there have been 14 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	14 (1995–2004)
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1548 Sterling St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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