1548 Roma Dr, Vista, CA 92081 Property Records

San Diego County property record for 1548 Roma Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,975 sqft · built 1990
Lot Size	0.125 acres (5,458 sqft)
Owner	Company Name on File
Last Sale	$380,000 (Apr 2003)
Tax Bill	$6,867 (2025)
Deeds & Mortgages	Oct 2023 Reverse Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`183-404-35-00`

Property Details

APN / Parcel Number

Primary APN	`183-404-35-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,975 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,458 sqft (0.125 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1548 ROMA DR
City	VISTA
State	CA
Zip	92081-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 196 TR 011773
Legal Subdivision	VISTA 86-01 PH B
Legal Tract	011773
Legal Block	1
Legal Lot Number	196
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	19904

Owner

1548 Roma Dr is owned by a company that acquired it in April 2019 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1548 ROMA DR, VISTA, CA 92081-5028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2003 · Amount on File
Deed Sale	Apr 25, 2003 · Amount on File
Prior Sale	Dec 19, 2001 · Amount on File
Deed Document Number	2003483405
Last Transfer Date	Apr 10, 2019
Transfer Doc	0000137856
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1548 ROMA DR, VISTA, CA 92081-5028
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 ROMA DR, VISTA, CA 92081-5028

Mortgage

Document Number	0000275696
Date	Oct 11, 2023
Instrument	2023-0275696

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1009 Months
Due	Nov 13, 2107

Interest

Rate Type	Adjustable Rate
Rate	7.71%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2019
Property Address	1548 ROMA DR, VISTA, CA 92081-5028
Document Number	0000137856
Instrument Date	Apr 10, 2019
Instrument	137856
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1548 ROMA DR VISTA CA 920815028, VISTA, CA 92081-5028

Tax Assessment & Valuation

The 2025 property tax bill for 1548 Roma Dr was $6,867 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$561,356 (+2%) Land $295,452 Building $265,904
2025	$6,867.00 Homeowner's exemption	$550,350 Land $289,659 Building $260,691
2023	$6,372.00 (+0.25%) Homeowner's exemption	$528,981 Land $278,412 Building $250,569
2022	$6,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1548 Roma Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1548 Roma Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, San Diego Broadband, Verizon.

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