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1548 NW Elgin Ave, #1, Bend, OR 97703 Property Records

Deschutes County property record for 1548 NW Elgin Ave, #1, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 932 sqft · built 1919
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$344,000 (May 2024)
Tax Bill$1,304 (2025)
Deeds & MortgagesJun 2025 Construction Loan
May 2024 Sale
Flood ZoneZone X (minimal risk)
APN171231-CA-05600

Property Details

APN / Parcel Number

Primary APN171231-CA-05600
Alternative APNs
  • R1001171231CA05600
  • 118903

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area932 sqft Living Area
1st Floor Area932 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Roof TypeGable
Lot Area4,356 sqft (0.1 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number118903
Street Address1548 NW ELGIN AVE, 1
CityBEND
StateOR
Zip97703-3034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBONNE HOME ADDITION BLOCK 27 LOT PT.19
Legal Range12
Legal Township17
Legal Section31
Legal SubdivisionBONNE HOME ADDITION
Legal Block27
Legal Lot Number19
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2004
Census Tract1401

Owner

Source: Deschutes County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1550 NW ELGIN AVE, BEND, OR 97703-3034
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2025Deed of Trust, Mortgage · Construction Mortgage
WASHINGTON TRUST BANK
May 8, 2024Warranty Deed, Transfer
AMERITITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2024 · Amount on Record
Deed SaleMay 8, 2024 · Amount on Record
Deed Document Number202411478
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address1548 NW ELGIN AVE # 1, 1, BEND, OR 97703-3034
Transaction TypeMortgage
Record UpdatedJan 13, 2026
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 NW ELGIN AVE, BEND, OR 97703-3034

Mortgage

Document Number0000014170
DateJun 3, 2025
Instrument2025-14170
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99203
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate7.12%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2033
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change12.1%
Index1-Year CMT
Max Rate12.1%

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMay 8, 2024
Property Address1548 NW ELGIN AVE # 1, 1, BEND, OR 97703-3034
Document Number0000011478
Map ReferenceCAB A PG 249
Instrument DateMay 6, 2024
Instrument2024-11478
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1550 NW ELGIN AVE, BEND, OR 97703-3034

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,304.00 (-5.23%)$77,200 (-6.12%) Land $77,200$388,000 (-33.32%) Land $388,000
2024$1,376.00 (+7.84%)$82,230 (+2.99%)$581,850 (+7.49%) Land $445,000 Building $136,850
2023$1,276.00$79,840$541,330 Land $421,000 Building $120,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
CenturyLink
DSL · Fiber in parts of the area		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Vero Fiber, Webformix.

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