1548 Mona Loop, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 1548 Mona Loop, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,616 sqft · built 1991
Lot Size	0.295 acres (12,851 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Feb 2022)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-067-088`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-067-088`
Alternative APNs	`3-2-4-067-088-0000` `240670880000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	12,851 sqft (0.295 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1548 MONA LOOP
City	HILO
State	HI
Zip	96720-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1B
Legal Description	LOT 16 12,851 SF FP 1625 KUULEI S/B UNIT II
Legal Subdivision	KUULEI
Legal Lot Number	16
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	2
Census Block	2003
Census Tract	20702

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1548 MONA LOOP, HILO, HI 96720-3248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Dec 31, 2003 · Amount on Record
Deed Document Number	2022A-80840379
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Feb 18, 2022
Property Address	1548 MONA LOOP, HILO, HI 96720-3248
Document Number	0A80840379
Instrument Date	Feb 14, 2022
Instrument	A-80840379
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1548 MONA LOOP, HILO, HI 96720-3248

Mortgage

Document Number	0A80840380
Date	Feb 18, 2022
Instrument	A-80840380

Lender

Name	TERRITORIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,600 (+3%) Land $201,900 Building $344,700	$585,200 (+3.92%) Land $240,500 Building $344,700
2025	$2,265.00 (+5.2%)	$530,700 (+3.01%) Land $199,000 Building $331,700	$563,100 (+3.74%) Land $218,400 Building $344,700
2024		$515,200 (+3%) Land $199,000 Building $316,200	$542,800 (+8.52%) Land $218,900 Building $323,900
2023	$2,153.00 Homeowner's exemption	$500,200 Land $199,000 Building $301,200	$500,200 Land $199,000 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1989–2000)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Nov 2000 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20