1548 Lodi Ave, San Mateo, CA 94401 Property Records

San Mateo County property record for 1548 Lodi Ave, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,530 sqft · built 1955
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Trust Names on File
Last Sale	$1,400,000 (Apr 2021)
Tax Bill	$20,941 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`035-144-060`

Property Details

APN / Parcel Number

Primary APN	`035-144-060`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,010 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1548 LODI AVE
City	SAN MATEO
State	CA
Zip	94401-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 7 BLOCK 10 SHORE VIEW TRACT MAP NO 10 RSM 34/44 45 46 47CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT MAP NO 10
Legal Block	10
Legal Lot Number	7
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2005
Census Tract	607702

Owner

1548 Lodi Ave is owner-occupied and held in a trust since January 2023.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1540 LODI AVE, SAN MATEO, CA 94401-3643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Intrafamily Transfer, Transfer
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 14, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jul 23, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Document Number	202159941
Last Transfer Date	Jan 12, 2023
Transfer Doc	0000001916
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jan 17, 2023
Property Address	1548 LODI AVE, SAN MATEO, CA 94401-3643
Document Number	0000001916
Map Reference	MB 34 PG 44
Instrument Date	Jan 12, 2023
Instrument	2023-001916
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1548 LODI AVE, SAN MATEO, CA 94401-3643

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1548 LODI AVE, SAN MATEO, CA 94401-3643
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 LODI AVE, SAN MATEO, CA 94401-3643

Mortgage

Document Number	0000054412
Date	Jul 14, 2022
Instrument	2022-054412

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1548 LODI AVE, SAN MATEO, CA 94401-3643
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 LODI AVE, SAN MATEO, CA 94401-3643

Mortgage

Document Number	0000166409
Date	Dec 6, 2021
Instrument	2021-166409

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 14, 2021
Property Address	1548 LODI AVE, SAN MATEO, CA 94401-3643
Document Number	0000059941
Map Reference	PG 44-47
Instrument Date	Apr 7, 2021
Instrument	2021-059941
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1548 LODI AVE, SAN MATEO, CA 94401-3643

Mortgage

Document Number	0000059942
Date	Apr 14, 2021
Instrument	2021-059942

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1548 LODI AVE, SAN MATEO, CA 94401-3643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 LODI AVE, SAN MATEO, CA 94401-3643

Mortgage

Document Number	0000117832
Date	Oct 27, 2020
Instrument	2020-117832

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 23, 2018
Property Address	1548 LODI AVE, SAN MATEO, CA 94401-3643
Document Number	0000057023
Map Reference	MAP10
Instrument Date	Jul 18, 2018
Instrument	2018-057023
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1548 LODI AVE, SAN MATEO, CA 94401-3643

Mortgage

Document Number	0000057024
Date	Jul 23, 2018
Instrument	2018-057024

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1548 Lodi Ave was $20,941 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,545,710 (+2%) Land $916,386 Building $629,324
2025	$20,941.00 Homeowner's exemption	$1,515,403 Land $898,418 Building $616,985
2023	$19,651.00 (+3.3%) Homeowner's exemption	$1,456,560 Land $863,532 Building $593,028	$1,222,740
2022	$19,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1548 Lodi Ave in Zone X, where a levee reduces flood risk, though there have been 8 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1981–2023)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1548 Lodi Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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