1548 Holman Ave, Covington, KY 41011 Property Records

Kenton County property record for 1548 Holman Ave, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,920 sqft · built 1925
Lot Size	0.096 acres (4,188 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Mar 2020)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-11-26-031.00`

Property Details

APN / Parcel Number

Primary APN	`055-11-26-031.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,920 sqft Finished Area
Gross Area	2,530 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,188 sqft (0.096 acres)
Lot Dimensions	167 ft deep x 25 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1548 HOLMAN AVE
City	COVINGTON
State	KY
Zip	41011-2956
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SOUTHGATE PT LOT 4 BLK 7 25X167.5 ES HOLMAN ST 225.5 N OF 16TH ST
Legal Subdivision	SOUTHGATE RICHARD
Legal Block	7
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	65000

Owner

1548 Holman Ave, a duplex, is owned and occupied by an individual who bought it in March 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1548 HOLMAN AVE, COVINGTON, KY 41011-2956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Feb 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Prior Sale	Feb 23, 1995 · Amount on File
Deed Document Number	20205900214
Deed Book / Page	9 / 738
Prior Transfer Date	Oct 23, 2008
Prior Transfer Doc	0005900009
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 4, 2020
Property Address	1548 HOLMAN AVE, COVINGTON, KY 41011-2956
Document Number	0000000214
Book / Page	000009 / 000738
Instrument Date	Feb 28, 2020
Instrument	214
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 HOLMAN AVE COVINGTON KY 410112956, COVINGTON, KY 41011-2956

Mortgage

Document Number	215
Date	Mar 4, 2020
Book Page	000M16/000463
Instrument	215

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2035

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 17, 2020
Property Address	1548 HOLMAN AVE, COVINGTON, KY 41011-2956
Document Number	0000000214
Book / Page	000007 / 000580
Instrument Date	Jan 29, 2020
Instrument	214
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	502 GARRARD ST COVINGTON KY 410112561, COVINGTON, KY 41011-2561

Tax Assessment & Valuation

The 2025 property tax bill for 1548 Holman Ave was $1,921.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (-) Land $10,000 Building $135,000	$145,000 (-) Land $10,000 Building $135,000
2025	$1,921.00	$145,000 Land $5,000 Building $140,000	$145,000 Land $5,000 Building $140,000
2023	$1,931.00	$145,000 Land $5,000 Building $140,000	$145,000 Land $5,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1548 Holman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1548 Holman Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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