1548 Fairway Dr, Lima, OH 45805 Property Records

Allen County property record for 1548 Fairway Dr, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,808 sqft · built 1955
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2023)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`46-1002-02-026.000`

Property Details

APN / Parcel Number

Primary APN	`46-1002-02-026.000`
Alternative APN	`L3546100202026000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,808 sqft Living Area
Gross Area	5,090 sqft
1st Floor Area	2,408 sqft
Basement Area	1,914 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1548 FAIRWAY DR
City	LIMA
State	OH
Zip	45805-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY VIEW SUBDIVISION NO 1 LOT 21665 JOINT TEN FF 150.00
Legal Subdivision	FAIRWAY VIEW SUBDIVISION
Legal Lot Number	21665
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1010
Census Tract	12000

Owner

Source: Allen County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1548 FAIRWAY DR, LIMA, OH 45805-3849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · Commercial Mortgage SUPERIOR FINANCIAL SOLUTIONS
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JOHN M SMOLL
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Apr 15, 2021	Fiduciary Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
May 23, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 23, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Aug 10, 1998 · Amount on Record
Deed Document Number	20238266
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 22, 2023
Property Address	1548 FAIRWAY DR, LIMA, OH 45805-3849
Document Number	9220008266
Book / Page	2023 / 8266
Map Reference	MB 9 PG 65&66
Instrument Date	Sep 21, 2023
Instrument	202309220008266
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1548 FAIRWAY DR, LIMA, OH 45805-3849

Mortgage

Document Number	9220008267
Date	Sep 22, 2023
Instrument	202309220008267

Lender

Name	SUPERIOR FINANCIAL SOLUTIONS
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1548 FAIRWAY DR, LIMA, OH 45805-3849
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 FAIRWAY DR, LIMA, OH 45805-3849

Mortgage

Document Number	3240002369
Date	Mar 24, 2023
Book Page	2023/2369
Instrument	202303240002369

Lender

Name	JOHN M SMOLL
Type	Private Party
Address	2350 1W FAWN RIVER RD, STURGIS, MI 49091

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1548 FAIRWAY DR, LIMA, OH 45805-3849
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2280002250
Date	Feb 28, 2022
Book Page	2022/2250
Instrument	202202280002250

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1548 FAIRWAY DR, LIMA, OH 45805-3849
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12220017704
Date	Dec 22, 2021
Book Page	2021/17704
Instrument	202112220017704

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 15, 2021
Property Address	1548 FAIRWAY DR, LIMA, OH 45805-3849
Document Number	4150005022
Book / Page	2021 / 5022
Map Reference	MB 9 PG 65&66
Instrument Date	Apr 5, 2021
Instrument	202104150005022
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 FAIRWAY DR, LIMA, OH 45805-3849

Mortgage

Document Number	4150005023
Date	Apr 15, 2021
Book Page	2021/5023
Instrument	202104150005023

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	May 1, 2024
Change Frequency	3 Years
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	3-Year CMT
Max Rate	10.6%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1548 FAIRWAY DR, LIMA, OH 45805-3849
Document Number	0000006164
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 FAIRWAY DR LIMA OH 458053849, LIMA, OH 45805-3849

Mortgage

Document Number	0000006164
Date	Jun 5, 2017
Instrument	6164

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1548 FAIRWAY DR, LIMA, OH 45805-3849
Document Number	0000003382
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FAIRWAY DR LIMA OH 45805, LIMA, OH 45805

Mortgage

Document Number	0000003382
Date	Mar 30, 2018
Instrument	3382

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,534.00 (+0.04%)	$93,040 (-) Land $22,860 Building $70,180	$265,800 (-) Land $65,300 Building $200,500
2024	$4,532.00 (+8.5%) Homeowner's exemption	$93,040 (+23%) Land $22,860 Building $70,180	$265,800 (+23%) Land $65,300 Building $200,500
2023	$4,177.00 (-0.74%) Homeowner's exemption	$75,640 (-) Land $18,590 Building $57,050
2022	$4,208.00 Homeowner's exemption	$75,640 Land $18,590 Building $57,050
2021			$216,100 Land $53,100 Building $163,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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