1548 Commonwealth Ave, West Newton, MA 02465 Property Records

Middlesex County and Newton City property record for 1548 Commonwealth Ave, West Newton, MA 02465

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,321 sqft · built 1920
Lot Size	0.858 acres (37,360 sqft)
Owner	2 Individual Names on File
Last Sale	$784,500 (Apr 1992)
Tax Bill	$31,025 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32027 0007`

Property Details

APN / Parcel Number

Primary APN	`32027 0007`
Alternative APN	`NEWT S:32 B:027 L:0007`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,321 sqft Living Area
Gross Area	6,357 sqft
1st Floor Area	2,366 sqft
Basement Area	1,955 sqft
Unfinished Basement	977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Hip
Roof Material	Slate
Lot Area	37,360 sqft (0.858 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	32027 0007
Street Address	1548 COMMONWEALTH AVE
City	WEST NEWTON
State	MA
Zip	02465-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Subdivision	FREDERIC R CUTTER & HENRY B DA
Legal Block	27
Legal Lot Number	7
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4001
Census Tract	374400

Owner

1548 Commonwealth Ave is owned and occupied by two individuals who bought it in April 1992.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1548 COMMONWEALTH AVE, WEST NEWTON, MA 02465-2806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TR
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 1992 · Amount on File
Deed Sale	Apr 15, 1992 · Amount on File
Prior Sale	Nov 6, 1987 · Amount on File
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	1548 COMMONWEALTH AVE, NEWTON, MA 02465-2806
Document Number	73183-252
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1548 COMMONWEALTH AVE NEWTON MA 024652806, NEWTON, MA 02465-2806

Mortgage

Document Number	73183-252
Date	Aug 28, 2019
Book Page	073183/000252
Instrument	128761

Lender

Name	CAMBRIDGE TR

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	1548 COMMONWEALTH AVE, NEWTON, MA 02465-2806
Document Number	70290-57
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70290-57
Date	Nov 27, 2017
Book Page	070290/000057
Instrument	191814

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 1548 Commonwealth Ave was $31,025, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,025.00 (+3.82%)	$3,201,800 (+5%) Land $1,666,000 Building $1,535,800	$3,281,680 (-)
2025	$29,883.00 (+3.42%)	$3,049,300 (+3%) Land $1,586,700 Building $1,462,600	$3,281,680 (+15.19%)
2024	$28,894.00 (+3.62%)	$2,960,500 (+8.08%) Land $1,540,500 Building $1,420,000	$2,849,050
2023	$27,884.00	$2,739,100 Land $1,245,100 Building $1,494,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1548 Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1548 Commonwealth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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