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1548 Colding Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1548 Colding Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,935 sqft · built 2022
Lot Size0.145 acres (6,316 sqft)
Owner2 Trust Names on File
Last Sale$300,500 (Feb 2022)
Tax Bill$8,073 (2025)
Deeds & MortgagesOct 2025 Transfer
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN057481-1778

Property Details

APN / Parcel Number

Primary APN057481-1778
Alternative APN
  • U163219C3U000000002950

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,935 sqft Living Area
Gross Area2,380 sqft
1st Floor Area1,935 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2024
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions125 ft deep x 50.5 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0574811778
Street Address1548 COLDING DR
CityRUSKIN
StateFL
Zip33570-8125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSPENCER CREEK PHASE 2 LOT 295
Legal Range19E
Legal Township32S
Legal Section16
Legal SubdivisionSPENCER CREEK PHASE 2
Legal Phase2
Legal Lot Number295
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1032
Census Tract14109

Owner

1548 Colding Dr is owner-occupied and held in a trust since October 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Trust Names on File
Mailing Address1548 COLDING DR, RUSKIN, FL 33570-8125
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 9, 2022Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2022 · Amount on File
Deed SaleFeb 9, 2022 · Amount on File
Deed Document Number202272127
Last Transfer DateOct 1, 2025
Transfer Doc0000427602
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateOct 6, 2025
Property Address1548 COLDING DR, RUSKIN, FL 33570-8125
Document Number0000427602
Map ReferenceMB 139 PG 153
Instrument DateOct 1, 2025
Instrument2025427602
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1548 COLDING DR, RUSKIN, FL 33570-8125

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1548 COLDING DR, RUSKIN, FL 33570-8125
InvestorPossibly a Property Investor

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 9, 2022
Property Address1548 COLDING DR, RUSKIN, FL 33570-8125
Document Number0000072127
Map ReferenceMB 139 PG 153
Instrument DateJan 31, 2022
Instrument2022072127
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 28, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,103.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address1548 COLDING DR, RUSKIN, FL 33570-8125

Mortgage

Document Number0000072128
DateFeb 9, 2022
Instrument2022072128
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1548 Colding Dr was $8,073, up 6.4% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,806 (-0.43%) Land $72,637 Building $194,169$266,806 (-5.56%) Land $72,637 Building $194,169
2025$8,073.00 (+6.39%) Homeowner's exemption$267,947 (+2.9%)$282,503 (+8.49%) Land $85,269 Building $197,234
2024$7,588.00 (+1.39%) Homeowner's exemption$260,396 (-1.99%) Land $63,162 Building $197,234$260,396 (-1.99%) Land $63,162 Building $197,234
2023$7,484.00 (+84.84%) Homeowner's exemption$265,687 (+250.53%) Land $56,846 Building $208,841$265,687 (+250.53%) Land $56,846 Building $208,841
2022$4,049.00$75,795 Land $75,795$75,795 Land $75,795

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1548 Colding Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims11 (1982–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1548 Colding Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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