1548 Co Rd 386, Holts Summit, MO 65043 Property Records

Callaway County property record for 1548 Co Rd 386, Holts Summit, MO 65043

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,521 sqft · built 1979
Lot Size3.5 acres (152,460 sqft)
Owner2 Individual Names on File
Tax Bill$1,511 (2025)
Deeds & MortgagesApr 2019 Refinance
May 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-08.0-34.0-00-000-016.000

Property Details

APN / Parcel Number

Primary APN25-08.0-34.0-00-000-016.000
Alternative APN
  • 2508034000000010000

Interior

Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,521 sqft Living Area
1st Floor Area1,521 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Roof TypeGeodesic/Dome
Roof MaterialFiberglass
Lot Area152,460 sqft (3.5 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck Area240 sqft
Utility Building256 sqft

Utilities, Heating & Cooling

Heating SystemGravity Furnace
Heating FuelOil

Location & Zoning

Account Number2508034000000016000
Street Address1548 COUNTY ROAD 386
CityHOLTS SUMMIT
StateMO
Zip65043-1337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 WOODWIND ACRES
Legal Range11W
Legal Township45N
Legal Section34
Legal SubdivisionWOODWIND ACRES SUBDIVISION
Legal Lot Number9
JurisdictionCALLAWAY MO
Township / Civil DivisionSUMMIT
Census Block Group3
Census Block3020
Census Tract70800

Owner

1548 Co Rd 386 is owned and occupied by two individuals who acquired it in March 2019.

Source: Callaway County records, as of January 15, 2026

Owner of Record2 Individual Names on File
Mailing Address1548 COUNTY ROAD 386, HOLTS SUMMIT, MO 65043-1337
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
PHH US MORTGAGE CORP
May 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
THE CENTRAL TRUST BANK
Mar 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
JEFFERSON BANK
Apr 4, 2019Quit Claim Deed, Transfer · Stand-Alone Refinance
PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 25, 2019
Transfer Doc201901754
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address1548 COUNTY ROAD 386, HOLTS SUMMIT, MO 65043-1337
Transaction TypeMortgage
Record UpdatedMar 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201901755
DateApr 4, 2019
Instrument201901755
Lender
NamePHH US MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2049

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address1548 COUNTY ROAD 386, HOLTS SUMMIT, MO 65043-1337
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000506/775
DateMay 10, 2023
Book Page506/775
Instrument202302251
Lender
NameTHE CENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address1548 COUNTY ROAD 386, HOLTS SUMMIT, MO 65043-1337
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number246/322
DateMar 18, 2021
Book Page246/322
Instrument202102130
Lender
NameJEFFERSON BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALLAWAY MO
Recording DateApr 4, 2019
Property Address1548 COUNTY ROAD 386, HOLTS SUMMIT, MO 65043-1337
Document Number201901754
Book / Page175
Instrument DateMar 25, 2019
Instrument201901754
Transaction TypeTransfer
Record UpdatedDec 9, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1548 COUNTY ROAD 386, HOLTS SUMMIT, MO 65043-1337

Mortgage

Document Number201901755
DateApr 4, 2019
Instrument201901755
Lender
NamePHH US MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1548 Co Rd 386 was $1,511, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCallaway County
Unified School DistrictJefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,511.00 (-2.45%)$24,852 (-)$130,800 (-)
2024$1,549.00 (+0.06%)$24,852 (-)$130,800 (-)
2023$1,548.00 (+1.91%)$24,852 (+1.95%)$130,800
2022$1,519.00$24,377 Land $1,995 Building $22,382
2021$128,300 Land $10,500 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1548 Co Rd 386 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1548 Co Rd 386 is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 45% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAWAY COUNTY PWSD 1
serves 9,840 people · EPA ID MO3024084
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Callabyte
Fiber
1,000 / 1,000
FireServe
Fixed Wireless · not low latency
100 / 50

May also be available: Mediacom Xtream, Wisper ISP.

Nearby Properties on Co Rd 386

Nearby Streets

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