1548 Cardinal St, Auburndale, FL 33823 Property Records

Polk County property record for 1548 Cardinal St, Auburndale, FL 33823

Property Summary

Property Type	Mobile Home
Details	1,568 sqft · built 2003
Lot Size	0.878 acres (38,254 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Sep 2025)
Tax Bill	$201 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-18-347000-000804`

Property Details

APN / Parcel Number

Primary APN	`25-28-18-347000-000804`
Alternative APNs	`182825347000000804` `82825000`

Interior

Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Lot Area	38,254 sqft (0.878 acres)
Lot Dimensions	151 ft deep x 256 ft wide
Shed	1 Shed

Location & Zoning

Street Address	1548 CARDINAL ST
City	AUBURNDALE
State	FL
Zip	33823-9675
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RE2
Legal Description	KOSSUTHVILLE UNIT 1 PB 17 PG 50 TRACT 8-F S 256.5 FT LESS E 7.5 FT FOR R/W AS PER OR 88 PG 455
Legal Range	25E
Legal Township	28S
Legal Section	18
Legal Subdivision	KOSSUTHVILLE SUBDIVISION UNIT NO 1
Legal Tract	8-F
Legal Block	2
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2007
Census Tract	11721

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1548 CARDINAL ST, AUBURNDALE, FL 33823-9675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 10, 2025	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Sep 8, 2025	Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU
Sep 8, 2025	Correction Deed UNKNOWN, CELEBRATION TTL PARTNERS LLC
May 10, 2018	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Dec 10, 2003 · Amount on Record
Deed Document Number	2025209790
Deed Book / Page	13690 / 408
Prior Transfer Date	Sep 2, 2024
Prior Transfer Doc	0000205733
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1548 CARDINAL ST, AUBURNDALE, FL 33823-9675
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 CARDINAL ST, AUBURNDALE, FL 33823-9675

Mortgage

Document Number	0000008191
Date	Jan 11, 2023
Book Page	12548/956
Instrument	2023008191

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jul 1, 2051

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1548 CARDINAL ST, AUBURNDALE, FL 33823-9675
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 CARDINAL ST, AUBURNDALE, FL 33823-9675

Mortgage

Document Number	0000029456
Date	Feb 10, 2025
Book Page	13427/663
Instrument	2025029456

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jul 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 8, 2025
Property Address	1548 CARDINAL ST, AUBURNDALE, FL 33823-9675
Document Number	0000209790
Book / Page	13690 / 408
Instrument Date	Aug 8, 2025
Instrument	2025209790
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	UNKNOWN, CELEBRATION TTL PARTNERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 ROSEWOOD CIR, OZARK, AL 36360-2694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 CARTLINAL ST, AUBURNDALE, FL 33823

Mortgage

Document Number	0013690410
Date	Sep 8, 2025
Instrument	13690/410

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

September 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Sep 8, 2025
Property Address	1548 CARDINAL ST, AUBURNDALE, FL 33823-9675
Document Number	0000209788
Book / Page	13690 / 404
Instrument Date	Jul 2, 2025
Instrument	2025209788
Record Updated	Sep 24, 2025
Title Company	UNKNOWN, CELEBRATION TTL PARTNERS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9118 LAKE HATCHINEHA RD, HAINES CITY, FL 33844-8440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 CARDINAL ST, AUBURNDALE, FL 33823-9675

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	1548 CARDINAL ST, AUBURNDALE, FL 33823-9675
Document Number	0105121591
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1548 CARDINAL ST AUBURNDALE FL 338239675, AUBURNDALE, FL 33823-9675

Mortgage

Document Number	0105121591
Date	Jun 11, 2018
Book Page	010512/001591
Instrument	123818

Lender

Name	US BK
Type	Bank
Address	SAINT PAUL, MN 55107

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,013 (+272.23%) Land $42,714 Building $108,299	$151,013 (+10.22%) Land $42,714 Building $108,299
2025	$201.00 (-75.49%)	$40,570 (+2.9%)	$137,013 (+0.24%) Land $27,714 Building $109,299
2024	$820.00 (+23.68%) Homeowner's exemption	$39,427 (+3%)	$136,685 (+24.88%) Land $27,714 Building $108,971
2023	$663.00 (+7.11%) Homeowner's exemption	$38,279 (+3%)	$109,457 (+23.72%) Land $11,336 Building $98,121
2022	$619.00 Homeowner's exemption	$37,164	$88,468 Land $11,336 Building $77,132

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1991–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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