Ventura County property record for 15478 Kernvale Ave, Moorpark, CA 93021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,642 sqft · built 1984 |
| Lot Size | 0.097 acres (4,232 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $698,000 (Mar 2021) |
| Tax Bill | $8,237 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-0-114-235 |
| Primary APN | 514-0-114-235 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 900 sqft |
| 2nd Floor Area | 742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 4,232 sqft (0.097 acres) |
| Lot Dimensions | 92 ft deep x 46 ft wide |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 154 sqft |
| Patio Area | 75 sqft |
| Street Address | 15478 KERNVALE AVE |
|---|---|
| City | MOORPARK |
| State | CA |
| Zip | 93021-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD15 |
| Legal Description | TRACT: 266800 LOT: 92 REF: 080MR 032 |
| Legal Subdivision | TRACT NO 2668 |
| Legal Tract | 266800 |
| Legal Block | 114 |
| Legal Lot Number | 92 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | MOORPARK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 7614 |
15478 Kernvale Ave is owned and occupied by two individuals who bought it in March 2021.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15478 KERNVALE AVE, MOORPARK, CA 93021-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 16, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage PENTAGON FCU |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on File |
| Deed Sale | Mar 25, 2021 · Amount on File |
| Prior Sale | Nov 30, 2004 · Amount on File |
| Deed Document Number | 202162191 |
| Prior Transfer Date | Jun 29, 2000 |
| Prior Transfer Doc | 0000139131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Mar 25, 2021 |
| Property Address | 15478 KERNVALE AVE, MOORPARK, CA 93021-1620 |
| Document Number | 0000062191 |
| Map Reference | MB 80 PG 32-37 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 20210325-00062191 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15478 KERNVALE AVE, MOORPARK, CA 93021-1620 |
| Document Number | 0000062192 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 20210325-00062192 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 15478 KERNVALE AVE, MOORPARK, CA 93021-1620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000105939 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 20170816-00105939 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 14, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 15478 KERNVALE AVE, MOORPARK, CA 93021-1620 |
| Document Number | 0000100314 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15478 KERNVALE AVE MOORPARK CA 930211620, MOORPARK, CA 93021-1620 |
| Document Number | 0000100314 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 100314 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 12, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 15478 KERNVALE AVE, MOORPARK, CA 93021-1620 |
| Document Number | 0000013528 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15478 KERNVALE AVE MOORPARK CA 930211620, MOORPARK, CA 93021-1620 |
| Document Number | 0000013528 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 13528 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 30, 2030 |
The 2025 property tax bill for 15478 Kernvale Ave was $8,237, up 2.4% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Moorpark City |
| Unified School District | Moorpark Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $770,646 (+2%) Land $500,700 Building $269,946 | |
| 2025 | $8,237.00 (+2.36%) | $755,536 Land $490,883 Building $264,653 |
| 2024 | $8,047.00 (+2.28%) | |
| 2023 | $7,868.00 (+2.68%) | $726,199 Land $471,822 Building $254,377 |
| 2022 | $7,663.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15478 Kernvale Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15478 Kernvale Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA CWWD NO. 1 - MOORPARK serves 35,514 people · EPA ID CA5610018 |
|---|---|
| Water Source | Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rocket Broadband Fixed Wireless | 150 / 50 |
| AT&T DSL | 100 / 20 |
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