15478 Hackberry Ct, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 15478 Hackberry Ct, Punta Gorda, FL 33955 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,422 sqft · built 2024
Lot Size	0.28 acres (12,190 sqft)
Owner	2 Individual Names on File
Last Sale	$579,000 (Jul 2025)
Tax Bill	$8,138 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`422320205077`

Property Details

APN / Parcel Number

Primary APN	`422320205077`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,422 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	2,422 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	12,190 sqft (0.28 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	774 sqft
Driveway	Driveway
Driveway Area	1,080 sqft
Pool Area	35 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	15478 HACKBERRY CT
City	PUNTA GORDA
State	FL
Zip	33955-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE LANDING PHASE II-B LOT 534
Legal Subdivision	HERITAGE LANDING PHASE II-B
Legal Lot Number	534
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1035
Census Tract	10505

Owner

Source: Charlotte County records · APN 422320205077

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15478 HACKBERRY CT, PUNTA GORDA, FL 33955-6343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Jul 03, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2025 · Amount on Record
Deed Sale	Jul 03, 2025 · Amount on Record
Deed Document Number	20253544481
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 31, 2026
Property Address	15478 HACKBERRY CT, PUNTA GORDA, FL 33955-6343
Document Number	0003669581
Instrument Date	Jul 25, 2026
Instrument	20263669581
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15478 HACKBERRY CT, PUNTA GORDA, FL 33955-6343

Mortgage

Document Number	0003669581,
Date	Jul 31, 2026
Instrument	20263669581

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 03, 2025
Property Address	15478 HACKBERRY CT, PUNTA GORDA, FL 33955-6343
Document Number	0003544481
Map Reference	MB 25 PG 13
Instrument Date	Jun 26, 2025
Instrument	3544481
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,053.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15478 HACKBERRY CT, PUNTA GORDA, FL 33955-6343

Mortgage

Document Number	0003544482
Date	Jul 03, 2025
Instrument	3544482

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,138.00 (+155.59%)	$539,495 (+876.46%) Land $55,250 Building $484,245	$539,495 (+729.99%) Land $55,250 Building $484,245
2024	$3,184.00 (-2.09%)	$55,250 (+8.33%)	$65,000 (+8.33%) Land $65,000
2023	$3,252.00	$51,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 195 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	875 units insured 680 under condo master policies
Nearby Flood Claims	101 (2022–2025)
Claims Outside the SFHA	4 of 101
Most Recent Claim	Oct 2025, rainfall accumulation
Claims By Storm	Hurricane Milton, Oct 2024 · 51 claims Hurricane Helene, Sep 2024 · 39 claims Hurricane Ian, Sep 2022 · 5 claims

Wildfire

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	About 1 in 136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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