15476 el Monte Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 15476 el Monte Rd, Lakeside, CA 92040

Property Summary

Property Type	Land for Livestock, Animals
Details	6 bd · 4 ba · 4,429 sqft · built 1942
Lot Size	9.51 acres (414,691 sqft)
Owner	Company Name on Record
Last Sale	$48,000 (Sep 1994)
Tax Bill	$8,180 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`390-050-22-00`

Property Details

APN / Parcel Number

Primary APN	`390-050-22-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	4,429 sqft Total Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	414,691 sqft
View / Lot	River
Garage Type	Open

Location & Zoning

Street Address	15476 EL MONTE RD
City	LAKESIDE
State	CA
Zip	92040-2621
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Land for Livestock, Animals
Local Zoning Code	A70
Legal Description	LOT 68 (EX RD WID)DOC71-183030 IN LOT 67&IN TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	S
Legal Block	1
Legal Lot Number	68,67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	16812

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15476 EL MONTE RD, LAKESIDE, CA 92040-2621
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 22, 2021	Intrafamily Transfer, Transfer
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2017	Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 1994 · Amount on Record
Deed Sale	Sep 30, 1994 · Amount on Record
Deed Document Number	1994581627
Last Transfer Date	Feb 26, 2021
Transfer Doc	0000219177
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15476 EL MONTE RD, LAKESIDE, CA 92040-2621
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15476 EL MONTE RD, LAKESIDE, CA 92040-2621

Mortgage

Document Number	0000533834
Date	Jul 27, 2021
Instrument	2021-0533834

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2021
Property Address	15476 EL MONTE RD, LAKESIDE, CA 92040-2621
Document Number	0000219177
Map Reference	MB 170 PG 71
Instrument Date	Feb 26, 2021
Instrument	2021-0219177
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15476 EL MONTE RD, LAKESIDE, CA 92040-2621

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15476 EL MONTE RD, LAKESIDE, CA 92040-2621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15476 EL MONTE RD, LAKESIDE, CA 92040-2621

Mortgage

Document Number	0000682557
Date	Nov 3, 2020
Instrument	2020-0682557

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2017
Property Address	15476 EL MONTE RD, LAKESIDE, CA 92040-2621
Document Number	0000460260
Instrument Date	Sep 25, 2017
Instrument	460260
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15476 EL MONTE RD LAKESIDE CA 920402621, LAKESIDE, CA 92040-2621

Mortgage

Document Number	460261
Date	Oct 5, 2017
Instrument	460261

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$651,026 (+2%) Land $171,314 Building $479,712
2025	$8,180.00 (+5.17%) Homeowner's exemption	$638,261 (-2.73%) Land $167,955 Building $470,306
2023	$7,778.00 (-4.58%) Homeowner's exemption	$656,184 Land $273,409 Building $382,775
2022	$8,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Canyon Wireless Fixed Wireless	70 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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