15475 Spruce Tree Way, Fontana, CA 92336 Property Records

San Bernardino County property record for 15475 Spruce Tree Way, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,648 sqft · built 2002
Lot Size	0.117 acres (5,101 sqft)
Owner	Individual Name on File
Last Sale	$218,500 (Feb 2002)
Tax Bill	$6,809 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0228-902-50-0000`

Property Details

APN / Parcel Number

Primary APN	`0228-902-50-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
Gross Area	3,140 sqft
1st Floor Area	1,188 sqft
2nd Floor Area	1,460 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,101 sqft (0.117 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15475 SPRUCE TREE WAY
City	FONTANA
State	CA
Zip	92336-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16085-1 LOT 112 BOOK 282 PAGE 16
Legal Subdivision	TRACT 160651
Legal Tract	16085-1
Legal Block	2
Legal Lot Number	112
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2007
Census Tract	2311

Owner

15475 Spruce Tree Way is owned and occupied by an individual who bought it in February 2002.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15475 SPRUCE TREE WAY, FONTANA, CA 92336-5701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2002 · Amount on File
Deed Sale	Feb 28, 2002 · Amount on File
Deed Document Number	200294923
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15475 SPRUCE TREE WAY, FONTANA, CA 92336-5701
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15475 SPRUCE TREE WAY, FONTANA, CA 92336-5701

Mortgage

Document Number	0000378749
Date	Nov 21, 2022
Instrument	2022-0378749

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	238 Months
Due	Sep 1, 2042

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15475 SPRUCE TREE WAY, FONTANA, CA 92336-5701
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15475 SPRUCE TREE WAY, FONTANA, CA 92336-5701

Mortgage

Document Number	0000020669
Date	Jan 18, 2022
Instrument	2022-0020669

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 15475 Spruce Tree Way was $6,809.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,248 (+2%) Land $82,312 Building $246,936
2025	$6,809.00	$322,792 Land $80,698 Building $242,094
2023	$5,896.00 (+1.31%)	$310,258 Land $77,565 Building $232,693
2022	$5,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15475 Spruce Tree Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15475 Spruce Tree Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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