Lake County property record for 15475 Highlands Harbor Rd, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,036 sqft · built 1994 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,398 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 040-412-250-000 |
| Primary APN | 040-412-250-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,036 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Concrete |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Creek |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 040-412-25 |
|---|---|
| Street Address | 15475 HIGHLANDS HARBOR RD |
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-9371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HIGHLANDS HARBOR |
| Legal Block | 2 |
| Legal Lot Number | 110 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 801 |
15475 Highlands Harbor Rd is owned and occupied by an individual.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15475 HIGHLANDS HARBOR RD, CLEARLAKE, CA 95422-9371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 15475 HIGHLANDS HARBOR RD, CLEARLAKE, CA 95422-9371 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15475 HIGHLANDS HARBOR RD, CLEARLAKE, CA 95422-9371 |
| Document Number | 0000006107 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 2023006107 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 15475 HIGHLANDS HARBOR RD, CLEARLAKE, CA 95422-9371 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004499 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 2017004499 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2027 |
The 2026 property tax bill for 15475 Highlands Harbor Rd was $2,398, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,398.00 (+2.43%) | $198,094 (+2%) Land $70,535 Building $127,559 |
| 2025 | $2,341.00 | $194,210 Land $69,152 Building $125,058 |
| 2023 | $2,286.00 (+5.3%) | $186,670 Land $66,468 Building $120,202 |
| 2022 | $2,171.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15475 Highlands Harbor Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 27 (1983–2023) |
| Claims Outside the SFHA | 1 of 27 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15475 Highlands Harbor Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 54% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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