1547 Valcrest Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1547 Valcrest Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,548 sqft · built 2017
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Dec 2021)
Tax Bill	$5,704 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062F2-00-00-00500`

Property Details

APN / Parcel Number

Primary APN	`062F2-00-00-00500`
Alternative APN	`281776`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Finished Area
Basement Area	1,548 sqft
Finished Basement	1,061 sqft
Unfinished Basement	487 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	6,447 sqft (0.148 acres)
View / Lot	Proximity to Airport
Garage Area	400 sqft
Porch	Slab
Porch Area	166 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1547 VALCREST LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-0683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	SHEPHERDS RIDGE AT DUNLORA, LOT 5
Legal Subdivision	SHEPHERDS RIDGE AT DUNLORA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1019
Census Tract	10602

Owner

1547 Valcrest Ln is owned and occupied by an individual who bought it in December 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1547 VALCREST LN, CHARLOTTESVILLE, VA 22901-0683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Dec 15, 2021	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Mar 7, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN
Dec 4, 2017	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Document Number	202120517
Deed Book / Page	5654 / 135
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1547 VALCREST LN, CHARLOTTESVILLE, VA 22901-0683
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005510/89
Date	Mar 31, 2021
Book Page	5510/89
Instrument	2021-00005615

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 15, 2021
Property Address	1547 VALCREST LN, CHARLOTTESVILLE, VA 22901-0683
Document Number	005654/135
Book / Page	5654 / 135
Map Reference	MB 4839 PG 152-208
Instrument Date	Dec 7, 2021
Instrument	202100020517
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1547 VALCREST LN, CHARLOTTESVILLE, VA 22901-0683

Mortgage

Document Number	202100020518
Date	Dec 15, 2021
Instrument	202100020518

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 7, 2018
Property Address	1547 VALCREST LN, CHARLOTTESVILLE, VA 22901-0683
Document Number	0000002250
Book / Page	005020 / 000167
Instrument Date	Feb 28, 2018
Instrument	2250
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1547 VALCREST LN CHARLOTTESVILLE VA 229010683, CHARLOTTESVILLE, VA 22901-0683

Mortgage

Document Number	2251
Date	Mar 7, 2018
Book Page	005020/000171
Instrument	2251

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 6, 2038

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 4, 2017
Property Address	1547 VALCREST LN, CHARLOTTESVILLE, VA 22901-0683
Document Number	0000014018
Book / Page	004990 / 000430
Instrument Date	Nov 30, 2017
Instrument	14018
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3701 PENDER DR #300 FAIRFAX VA 220307471, 300, FAIRFAX, VA 22030-7471
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1547 Valcrest Ln was $5,704, down 1.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,704.00 (-1.47%)	$638,000 (-1.48%) Land $136,000 Building $502,000	$638,000 (-1.48%) Land $136,000 Building $502,000
2025	$5,789.00	$647,600 Land $140,000 Building $507,600	$647,600 Land $140,000 Building $507,600
2023	$4,888.00	$572,400 Land $145,000 Building $427,400	$572,400 Land $145,000 Building $427,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1547 Valcrest Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1547 Valcrest Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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