15467 Robert Terrell Rd, Montpelier, VA 23192 Property Records

Hanover County property record for 15467 Robert Terrell Rd, Montpelier, VA 23192

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,811 sqft · built 2023
Lot Size	14.3 acres (625,522 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Jul 2022)
Tax Bill	$5,327 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7822-56-4520`

Property Details

APN / Parcel Number

Primary APN	`7822-56-4520`
Alternative APN	`10173719`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,811 sqft Living Area
1st Floor Area	1,811 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	625,522 sqft (14.3 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10173719
Street Address	15467 ROBERT TERRELL RD
City	MONTPELIER
State	VA
Zip	23192-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	OFF RT 712ADJ JOHN E LEWIS
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1011
Census Tract	320200

Owner

15467 Robert Terrell Rd is owned and occupied by an individual who acquired it in July 2023.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	15467 ROBERT TERRELL RD, MONTPELIER, VA 23192-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORPORATION
Jul 28, 2023	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK & TRUST COMPANY
Jul 1, 2022	Warranty Deed, Transfer · Line of Credit TOWNEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Deed Document Number	202297310
Deed Book / Page	3357 / 1717
Last Transfer Date	Jul 28, 2023
Transfer Doc	0000068440
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	15467 ROBERT TERRELL RD, MONTPELIER, VA 23192-2220
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15467 ROBERT TERRELL RD, MONTPELIER, VA 23192-2220

Mortgage

Document Number	0034292694
Date	Oct 23, 2025
Book Page	3429/2694
Instrument	20251023000109530

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	ROBERT TERRELL RD, MONTPELIER, VA 23192
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033872445
Date	Dec 18, 2023
Book Page	3387/2445
Instrument	20231218000116000

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	ROBERT TERRELL RD, MONTPELIER, VA 23192
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033793080
Date	Jul 28, 2023
Book Page	3379/3080
Instrument	20230728000068420

Lender

Name	CITIZENS BANK & TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Jul 1, 2022
Property Address	ROBERT TERRELL RD, MONTPELIER, VA 23192
Document Number	0033571717
Book / Page	3357 / 1717
Instrument Date	Jun 23, 2022
Instrument	20220701000097310
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7112 HARBOR RUN CT, MECHANICSVILLE, VA 23111-5400

Mortgage

Document Number	20220701000097320
Date	Jul 1, 2022
Instrument	20220701000097320

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15467 Robert Terrell Rd was $5,327, up 8% from the year before.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,327.00 (+8.01%)	$657,700 (+8%) Land $175,900 Building $481,800	$657,700 (+8%) Land $175,900 Building $481,800
2025	$4,932.00	$609,000 Land $175,900 Building $433,100	$609,000 Land $175,900 Building $433,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15467 Robert Terrell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15467 Robert Terrell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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