15465 Chole Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 15465 Chole Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,509 sqft · built 1989
Lot Size	0.845 acres (36,800 sqft)
Owner	Individual Name on Record
Last Sale	$376,000 (Mar 2021)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0473-054-30-0000`

Property Details

APN / Parcel Number

Primary APN	`0473-054-30-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,509 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	2,509 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Other
Lot Area	36,800 sqft (0.845 acres)
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	618 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15465 CHOLE RD
City	APPLE VALLEY
State	CA
Zip	92307-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3773 LOT 91 TR NO 3773 DESERT KNOLLS NO 4 LOT 91 EX 1/2 M1NERAL R1GHTS W1THOUT S E
Legal Subdivision	TRACT 3773
Legal Tract	3773
Legal Block	2
Legal Lot Number	91
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2010
Census Tract	9722

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15465 CHOLE RD, APPLE VALLEY, CA 92307-4652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 3, 2021	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 22, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	202199906
Prior Transfer Date	Jan 5, 2021
Prior Transfer Doc	0000032837
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15465 CHOLE RD, APPLE VALLEY, CA 92307-4652
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15465 CHOLE RD, APPLE VALLEY, CA 92307-4652

Mortgage

Document Number	0000249948
Date	Oct 10, 2023
Instrument	2023-0249948

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Mar 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 3, 2021
Property Address	15465 CHOLE RD, APPLE VALLEY, CA 92307-4652
Document Number	0000099906
Map Reference	MB 50 PG 35-37
Instrument Date	Feb 22, 2021
Instrument	2021-0099906
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15465 CHOLE RD, APPLE VALLEY, CA 92307-4652

Mortgage

Document Number	0000099907
Date	Mar 3, 2021
Instrument	2021-0099907

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 22, 2021
Property Address	15465 CHOLE RD, APPLE VALLEY, CA 92307-4652
Document Number	0000032837
Instrument Date	Jan 5, 2021
Instrument	32837
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	131 CARTGATE CT ADVANCE NC 270066960, ADVANCE, NC 27006-6960

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$415,133 (+2%) Land $83,909 Building $331,224
2025	$4,965.00 (+9.14%) Homeowner's exemption	$406,993 (+4.04%) Land $82,264 Building $324,729
2023	$4,549.00 (+1.54%) Homeowner's exemption	$391,190 Land $79,070 Building $312,120
2022	$4,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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