15465 5th St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 15465 5th St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,113 sqft · built 1959
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$283,000 (Jan 2020)
Tax Bill$3,662 (2026)
Deeds & MortgagesDec 2017 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (reduced by levee)
APN196-240-120-000

Property Details

APN / Parcel Number

Primary APN196-240-120-000
Alternative APN
  • 196-240-12

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,113 sqft Living Area
1st Floor Area1,113 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleL-Shape
Construction TypeWood
Lot Area11,761 sqft (0.27 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number196-240-12
Street Address15465 5TH ST
CityLATHROP
StateCA
Zip95330-9217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN JAN-11-1993 FROM ORIGINAL APN 195-600-12
Legal Block2
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2023
Census Tract5130

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15465 5TH ST, LATHROP, CA 95330-9217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOAN CABIN INC
Jan 16, 2020Grant Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Mar 3, 2018Deed of Trust, Mortgage
OWN IT HM LOANS
Apr 21, 2017Grant Deed, Transfer · FHA Mortgage
CMG FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2020 · Amount on Record
Deed SaleJan 16, 2020 · Amount on Record
Prior SaleApr 21, 2017 · Amount on Record
Deed Document Number20206895
Prior Transfer DateFeb 28, 2005
Prior Transfer Doc0000048231
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address15465 5TH ST, LATHROP, CA 95330-9217
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTSI ESCROW CERRITOS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000149033
DateDec 21, 2017
Instrument2017-149033
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address15465 5TH ST, LATHROP, CA 95330-9217
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15465 5TH ST, LATHROP, CA 95330-9217

Mortgage

Document Number0000157403
DateNov 16, 2020
Instrument2020-157403
Lender
NameLOAN CABIN INC
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 16, 2020
Property Address15465 5TH ST, LATHROP, CA 95330-9217
Document Number0000006895
Instrument DateJan 6, 2020
Instrument2020-006895
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyPartially Calculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15465 5TH ST, LATHROP, CA 95330-9217

Mortgage

Document Number0000006896
DateJan 16, 2020
Instrument2020-006896
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address15465 5TH ST, LATHROP, CA 95330-9217
Document Number0000027843
Instrument DateMar 3, 2018
Transaction TypeMortgage
Record UpdatedMar 20, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address15465 5TH ST LATHROP CA 953309217, LATHROP, CA 95330-9217

Mortgage

Document Number0000027843
DateMar 12, 2018
Instrument27843
Lender
NameOWN IT HM LOANS
AddressJERICHO, NY 11753
Agreement
AmountAmount Recorded
Term360 Months
DueMar 11, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 21, 2017
Property Address15465 5TH ST, LATHROP, CA 95330-9217
Document Number0000044920
Instrument DateApr 17, 2017
Instrument2017-044920
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNEXTITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15465 5TH ST, LATHROP, CA 95330-9217

Mortgage

Document Number0000044921
DateApr 21, 2017
Instrument2017-044921
Lender
NameCMG FINANCIAL
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,662.00 (+0.96%)
2025$3,627.00 (+5.44%) Homeowner's exemption$309,496 (+4.04%) Land $98,426 Building $211,070
2023$3,440.00 (+1.53%) Homeowner's exemption$297,480 Land $94,605 Building $202,875$370,530
2022$3,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

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