15463 Oak Valley Rd, Ramona, CA 92065 Property Records

San Diego County property record for 15463 Oak Valley Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,730 sqft · built 2006
Lot Size	19.3 acres (841,579 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (May 2003)
Tax Bill	$11,923 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`285-023-29-00`

Property Details

APN / Parcel Number

Primary APN	`285-023-29-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,730 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	841,579 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15463 OAK VALLEY RD
City	RAMONA
State	CA
Zip	92065-7445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 19.32 AC M/L IN TR PM10953
Legal Subdivision	PARCEL MAP NO 10953
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3008
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15463 OAK VALLEY RD, RAMONA, CA 92065-7445
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Intrafamily Transfer, Transfer
Aug 13, 2020	Quit Claim Deed, Transfer ISERVE RESID'L LNDG
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2003 · Amount on Record
Deed Sale	May 16, 2003 · Amount on Record
Deed Document Number	2003577520
Last Transfer Date	Sep 18, 2023
Transfer Doc	0000260448
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2023
Property Address	15463 OAK VALLEY RD, RAMONA, CA 92065-7445
Document Number	0000260448
Instrument Date	Sep 18, 2023
Instrument	2023-0260448
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15463 OAK VALLEY RD, RAMONA, CA 92065-7445

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2020
Property Address	15463 OAK VALLEY RD, RAMONA, CA 92065-7445
Document Number	0000455538
Instrument Date	Aug 7, 2020
Instrument	455538
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15463 OAK VALLEY RD RAMONA CA 920657445, RAMONA, CA 92065-7445

Mortgage

Document Number	455539
Date	Aug 13, 2020
Instrument	455539

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15463 OAK VALLEY RD, RAMONA, CA 92065-7445
Document Number	0000142238
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15463 OAK VALLEY RD RAMONA CA 920657445, RAMONA, CA 92065-7445

Mortgage

Document Number	0000142238
Date	Mar 30, 2017
Instrument	142238

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,097,805 (+2%) Land $345,794 Building $752,011
2025	$11,923.00 (+5.87%) Homeowner's exemption	$1,076,280 (+4.04%) Land $339,014 Building $737,266
2023	$11,262.00 (-0.23%) Homeowner's exemption	$1,034,488 Land $325,850 Building $708,638
2022	$11,288.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.7% of the US · above 91% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications, T-Mobile.

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