1546 Timber Wolf Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1546 Timber Wolf Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,601 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$238,800 (Oct 2012)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`197.035.00000120`

Property Details

APN / Parcel Number

Primary APN	`197.035.00000120`
Alternative APN	`1970350 120`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	2,389 sqft
1st Floor Area	1,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	788 sqft
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1546 TIMBER WOLF DR
City	FESTUS
State	MO
Zip	63028-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TIMBER WOLF VALLEY 3 LOT 144
Legal Range	6E
Legal Township	40N
Legal Section	35
Legal Subdivision	TIMBER WOLF VALLEY 3
Legal Block	2
Legal Lot Number	144
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2027
Census Tract	701404

Owner

1546 Timber Wolf Dr is owned and occupied by two individuals who bought it in October 2012.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1546 TIMBER WOLF DR, FESTUS, MO 63028-6207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2017	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2012 · Amount on File
Deed Sale	Oct 29, 2012 · Amount on File
Prior Sale	Dec 8, 2006 · Amount on File
Deed Document Number	2012041042
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jul 31, 2026
Property Address	1546 TIMBER WOLF DR, FESTUS, MO 63028-6207
Document Number	0000020830
Instrument Date	Jul 25, 2026
Instrument	202620830
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 TIMBER WOLF DR, FESTUS, MO 63028-6207

Mortgage

Document Number	0000020830,
Date	Jul 31, 2026
Instrument	202620830

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.49%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1546 TIMBER WOLF DR, FESTUS, MO 63028-6207
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 TIMBER WOLF DR, FESTUS, MO 63028-6207

Mortgage

Document Number	0000047803
Date	Nov 1, 2021
Instrument	2021R-047803

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1546 TIMBER WOLF DR, FESTUS, MO 63028-6207
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 TIMBER WOLF DR, FESTUS, MO 63028-6207

Mortgage

Document Number	2021R047803
Date	Nov 1, 2021
Instrument	2021R-047803

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1546 TIMBER WOLF DR, FESTUS, MO 63028-6207
Document Number	0000024108
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1546 TIMBER WOLF DR FESTUS MO 630286207, FESTUS, MO 63028-6207

Mortgage

Document Number	0000024108
Date	Aug 4, 2017
Instrument	24108

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1546 Timber Wolf Dr was $2,897.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,600 (-) Land $7,700 Building $37,900	$240,200 (-) Land $40,700 Building $199,500
2025	$2,897.00	$45,600 Land $7,700 Building $37,900	$240,200 (-) Land $40,700 Building $199,500
2024			$240,200 (+6.99%) Land $40,700 Building $199,500
2023	$2,721.00	$42,600 Land $7,700 Building $34,900	$224,500 Land $40,700 Building $183,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1546 Timber Wolf Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1546 Timber Wolf Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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