1546 Thumb Point Dr, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 1546 Thumb Point Dr, Fort Pierce, FL 34949

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,231 sqft · built 1975
Lot Size	0.27 acres (11,765 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Mar 2018)
Tax Bill	$24,892 (2024)
Deeds & Mortgages	Mar 2022 Transfer Mar 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`2401-605-0009-000-7`

Property Details

APN / Parcel Number

Primary APN	`2401-605-0009-000-7`
Alternative APN	`15193`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,231 sqft Living Area
Gross Area	3,985 sqft
1st Floor Area	2,231 sqft
Utility Area	289 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	11,765 sqft (0.27 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	720 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	404 sqft
Patio Area	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	15193
Street Address	1546 THUMB POINT DR
City	FORT PIERCE
State	FL
Zip	34949-3567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF LOW DEN
Legal Description	THUMB POINT BLK 1 LOT 9
Legal Range	40E
Legal Township	35S
Legal Section	01
Legal Subdivision	THUMB POINT SUBDIVISION
Legal Block	1
Legal Lot Number	9
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	4
Census Block	4015
Census Tract	381300

Owner

1546 Thumb Point Dr is owned and occupied by an individual who acquired it in January 2022.

Source: St. Lucie County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1546 THUMB POINT DR, HUTCHINSON ISLAND, FL 34949-3567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2018 · Amount on File
Deed Sale	Mar 27, 2018 · Amount on File
Prior Sale	Feb 19, 2008 · Amount on File
Deed Document Number	20184416715
Deed Book / Page	4112 / 2787
Last Transfer Date	Jan 24, 2022
Transfer Doc	0047841869
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LUCIE FL
Recording Date	Mar 7, 2022
Property Address	1546 THUMB POINT DR, FORT PIERCE, FL 34949-3567
Document Number	0047841869
Book / Page	4784 / 1869
Map Reference	MB 10 PG 79
Instrument Date	Jan 24, 2022
Instrument	5003874
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 NC HIGHWAY 42 E, 435, CLAYTON, NC 27527-9281

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	60 STELLA CT, CLAYTON, NC 27527-9316

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Mar 27, 2018
Property Address	1546 THUMB POINT DR, FORT PIERCE, FL 34949-3567
Document Number	0041122787
Book / Page	004112 / 002787
Instrument Date	Mar 26, 2018
Instrument	4416715
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	435 NC HWY 42 E CLAYTON NC 27520, CLAYTON, NC 27520

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,178,900 Land $817,100 Building $361,800	$1,178,900 Land $817,100 Building $361,800
2024	$24,892.00 (-3.1%)
2023	$25,688.00 (+45.02%)	$1,048,400 (+59.65%) Land $665,500 Building $382,900	$1,048,400 (+18.25%) Land $665,500 Building $382,900
2022	$17,713.00	$656,700	$886,600 Land $606,500 Building $280,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1546 Thumb Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	316 units insured incl. 160 condo units
Nearby Flood Claims	387 (1979–2024)
Claims Outside the SFHA	23 of 387
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Frances, Sep 2004 · 330 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1546 Thumb Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FPUAnet Communications.

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