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1546 Oak Way, Sarasota, FL 34232 Property Records

Sarasota County property record for 1546 Oak Way, Sarasota, FL 34232

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,609 sqft · built 1988
Lot Size0.304 acres (13,254 sqft)
OwnerIndividual Name on Record
Last Sale$419,000 (Sep 2016)
Tax Bill$4,178 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone AE (high risk)
APN0051-14-0039

Property Details

APN / Parcel Number

Primary APN0051-14-0039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,609 sqft Living Area
1st Floor Area2,609 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,254 sqft (0.304 acres)
Lot Width1 ft Width
Garage TypeAttached
Garage Area788 sqft

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area529 sqft
Patio Area343 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1546 OAK WAY
CitySARASOTA
StateFL
Zip34232-3451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 72 LAKES ESTATES 3 OF SARASOTA
Legal Range18E
Legal Township36S
Legal Section26
Legal SubdivisionLAKES ESTATES 3 OF SARASOTA
Legal Tract2324
Legal Lot Number72
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group1
Census Block1005
Census Tract1304

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1546 OAK WAY, SARASOTA, FL 34232-3451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2016 · Amount on Record
Deed SaleSep 7, 2016 · Amount on Record
Prior SaleJun 4, 1998 · Amount on Record
Deed Document Number2016111481
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address1546 OAK WAY, SARASOTA, FL 34232-3451
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1546 OAK WAY, SARASOTA, FL 34232-3451

Mortgage

Document Number0000143056
DateAug 3, 2021
Instrument2021143056
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term167 Months
DueJul 1, 2035

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address1546 OAK WAY, SARASOTA, FL 34232-3451
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084386
DateJun 29, 2020
Instrument2020084386
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,178.00 (-10.07%) Homeowner's exemption$401,172 (+5.99%)$653,700 (+5.62%) Land $130,900 Building $522,800
2023$4,646.00 (+14.32%) Homeowner's exemption$378,511 (+14.33%)$618,900 (+11.78%) Land $125,700 Building $493,200
2022$4,064.00 Homeowner's exemption$331,079$553,700 Land $119,800 Building $433,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 113 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies155 units insured
incl. 42 condo units
Nearby Flood Claims169 (1992–2024)
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 66 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims
  • Severe Storms & Flooding, Jun 1992 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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