1546 Jackson Town Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 1546 Jackson Town Rd, Spruce Pine, NC 28777 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,555 sqft · built 1984
Lot Size	5.88 acres (256,133 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Mar 2006)
Tax Bill	$1,296 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1719-00-21-7182`

Property Details

APN / Parcel Number

Primary APN	`1719-00-21-7182`
Alternative APN	`555554187`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	256,133 sqft (5.88 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	555554187
Street Address	1546 JACKSON TOWN RD
City	SPRUCE PINE
State	NC
Zip	28777-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF 1126
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3011
Census Tract	950400

Owner

Source: Mitchell County records · APN 1719-00-21-7182

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1546 JACKSON TOWN RD, SPRUCE PINE, NC 28777-5540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2006 · Amount on Record
Deed Sale	Mar 23, 2006 · Amount on Record
Deed Book / Page	433 / 935
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Recording Date	Jul 30, 2026
Property Address	1546 JACKSON TOWN RD, SPRUCE PINE, NC 28777-5540
Document Number	0000001317
Book / Page	692 / 332
Instrument Date	Jul 21, 2026
Instrument	20261317
Transaction Type	Mortgage
Record Updated	Aug 06, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 JACKSON TOWN RD, SPRUCE PINE, NC 28777-5540

Mortgage

Document Number	0000001317,
Date	Jul 30, 2026
Book Page	692/332
Instrument	20261317

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2056

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,296.00 (+1.57%)	$202,600 (-) Land $53,000 Building $149,600
2023	$1,276.00	$202,600 Land $53,000 Building $149,600	$202,600 Land $53,000 Building $149,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.