1546 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1546 Alligator Dr, Alligator Point, FL 32346

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1940
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2021)
Tax Bill	$2,474 (2025)
Deeds & Mortgages	May 2021 Sale
Flood Zone	Zone VE (high risk)
APN	`02-07S-02W-1045-000S-0030`

Property Details

APN / Parcel Number

Primary APN	`02-07S-02W-1045-000S-0030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Heated Area
Gross Area	2,007 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	80 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	819 sqft
Deck Area	16 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1546 ALLIGATOR DR
City	ALLIGATOR POINT
State	FL
Zip	32346-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 5 BL S LOT 3 PENN POINT 287/189 712/243 819/666 1035/505 1051/209 1051/211 1301/782
Legal Range	02W
Legal Township	07S
Legal Section	02
Legal Subdivision	PENINSULAR POINT
Legal Block	S
Legal Lot Number	3
Legal Unit	5
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

1546 Alligator Dr is owned and occupied by an individual who bought it in May 2021.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1546 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Dec 16, 2011
Deed Document Number	202119003235
Deed Book / Page	1301 / 782
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 21, 2021
Property Address	1546 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5116
Document Number	0019003235
Book / Page	1301 / 782
Map Reference	MB 1 PG 29
Instrument Date	May 19, 2021
Instrument	202119003235
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1060 SEMINOLE DR, 1060, TALLAHASSEE, FL 32301-5700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5116

Tax Assessment & Valuation

The 2025 property tax bill for 1546 Alligator Dr was $2,474, down 1.6% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,474.00 (-1.55%)	$226,881 (-0.56%) Land $128,000 Building $98,881	$226,881 (-0.56%) Land $128,000 Building $98,881
2024	$2,513.00 (+5.81%)	$228,157 (+12.02%) Land $128,000 Building $100,157	$228,157 (+12.02%) Land $128,000 Building $100,157
2023	$2,375.00 (-0.29%)	$203,670 (+2.44%) Land $128,000 Building $75,670	$203,670 (+2.44%) Land $128,000 Building $75,670
2022	$2,382.00	$198,819 Land $128,000 Building $70,819	$198,819 Land $128,000 Building $70,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1546 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1546 Alligator Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50