15456 Waterloo Cir, Truckee, CA 96161 Property Records

Nevada County property record for 15456 Waterloo Cir, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,226 sqft · built 1973
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Nov 2021)
Tax Bill	$9,425 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-450-013-000`

Property Details

APN / Parcel Number

Primary APN	`040-450-013-000`
Alternative APN	`40-450-13-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	784 sqft
2nd Floor Area	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Lot Area	13,068 sqft (0.3 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,226 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	40-450-13-000
Street Address	15456 WATERLOO CIR
City	TRUCKEE
State	CA
Zip	96161-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 292 DEVONSHIRE
Legal Subdivision	DEVONSHIRE
Legal Lot Number	292
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2026
Census Tract	1205

Owner

15456 Waterloo Cir is owned and occupied by an individual who bought it in November 2021.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	15456 WATERLOO CIR, TRUCKEE, CA 96161-1325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 14, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 7, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	202135378
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Nov 4, 2021
Property Address	15456 WATERLOO CIR, TRUCKEE, CA 96161-1325
Document Number	0000035378
Map Reference	MB 4 PG 24
Instrument Date	Nov 1, 2021
Instrument	20210035378
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1678 LARK AVE, REDWOOD CITY, CA 94061-2643

Mortgage

Document Number	0000035379
Date	Nov 4, 2021
Instrument	20210035379

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15456 WATERLOO CIR, TRUCKEE, CA 96161-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15456 WATERLOO CIR, TRUCKEE, CA 96161-1325

Mortgage

Document Number	0000024386
Date	Sep 21, 2020
Instrument	20200024386

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Nov 14, 2019
Property Address	15456 WATERLOO CIR, TRUCKEE, CA 96161-1325
Document Number	0000023675
Map Reference	MB 4 PG 24
Instrument Date	Nov 12, 2019
Instrument	20190023675
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15456 WATERLOO CIR, TRUCKEE, CA 96161-1325

Mortgage

Document Number	0000023676
Date	Nov 14, 2019
Instrument	20190023676

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Nov 7, 2017
Property Address	15456 WATERLOO CIR, TRUCKEE, CA 96161-1325
Document Number	0000024872
Map Reference	MB4 PG24
Instrument Date	Nov 3, 2017
Instrument	20170024872
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15456 WATERLOO CIR, TRUCKEE, CA 96161-1325

Mortgage

Document Number	0000024873
Date	Nov 7, 2017
Instrument	20170024873

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15456 Waterloo Cir was $9,425 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$733,400 (+1.99%) Land $180,900 Building $552,500
2025	$9,425.00 Homeowner's exemption	$719,100 Land $177,378 Building $541,722
2023	$9,243.00 (-4.45%) Homeowner's exemption	$705,000 Land $173,900 Building $531,100	$768,870
2022	$9,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15456 Waterloo Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15456 Waterloo Cir is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35

May also be available: Verizon.

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