15455 Garden Rd, Poway, CA 92064 Property Records

San Diego County property record for 15455 Garden Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,949 sqft · built 1990
Lot Size	0.264 acres (11,514 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Oct 2018)
Tax Bill	$11,115 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-452-15-00`

Property Details

APN / Parcel Number

Primary APN	`323-452-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,949 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	11,514 sqft (0.264 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15455 GARDEN RD
City	POWAY
State	CA
Zip	92064-5248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-2
Legal Description	LOT 131 TR 012090
Legal Subdivision	POWAY 83-02
Legal Tract	012090
Legal Block	1
Legal Lot Number	131
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	17010

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15455 GARDEN RD, POWAY, CA 92064-5248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG
Oct 9, 2018	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS
Oct 9, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Prior Sale	Aug 24, 2005 · Amount on Record
Deed Document Number	2018419419
Last Transfer Date	Jul 26, 2019
Transfer Doc	0000315203
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15455 GARDEN RD, POWAY, CA 92064-5248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15455 GARDEN RD, POWAY, CA 92064-5248

Mortgage

Document Number	0000697876
Date	Nov 9, 2020
Instrument	2020-0697876

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2019
Property Address	15455 GARDEN RD, POWAY, CA 92064-5248
Document Number	0000315203
Instrument Date	Jul 26, 2019
Instrument	315203
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15455 GARDEN RD POWAY CA 920645248, POWAY, CA 92064-5248

Mortgage

Document Number	315204
Date	Jul 31, 2019
Instrument	315204

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2018
Property Address	15455 GARDEN RD, POWAY, CA 92064-5248
Document Number	0000419419
Map Reference	MAP 12090
Instrument Date	Sep 28, 2018
Instrument	2018-0419419
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15455 GARDEN RD, POWAY, CA 92064-5248

Mortgage

Document Number	0000419421
Date	Oct 9, 2018
Instrument	2018-0419421

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2018
Property Address	15455 GARDEN RD, POWAY, CA 92064-5248
Document Number	0000419420
Instrument Date	Sep 12, 2018
Instrument	419420
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15455 GARDEN RD POWAY CA 920645248, POWAY, CA 92064-5248

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$967,148 (+2%) Land $546,085 Building $421,063
2025	$11,115.00 (+5.05%) Homeowner's exemption	$948,185 (+4.04%) Land $535,378 Building $412,807
2023	$10,581.00 (+1.9%) Homeowner's exemption	$911,368 Land $514,590 Building $396,778
2022	$10,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: San Diego Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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