Wright County property record for 15450 75th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,354 sqft · built 2018 |
| Lot Size | 0.31 acres (13,544 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,000 (Dec 2019) |
| Tax Bill | $5,268 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-001310 |
| Primary APN | 118-297-001310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,354 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 13,544 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 906 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15450 75TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-031 BLOCK-001 BLOCK-001 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15450 75TH ST NE, ELK RIVER, MN 55330-6877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit BOUNDARY WATERS BANK |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Dec 6, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L |
| May 1, 2017 | Grant Deed, Transfer TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2019 · Amount on Record |
| Deed Sale | Dec 6, 2019 · Amount on Record |
| Prior Sale | May 1, 2017 · Amount on Record |
| Deed Document Number | 20191412905 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15450 75TH ST NE, OTSEGO, MN 55330-6877 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001483766 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 1483766 |
| Name | BOUNDARY WATERS BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 7, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15450 75TH ST NE, OTSEGO, MN 55330-6877 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | LEGACY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001480046 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 1480046 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 6, 2019 |
| Property Address | 15450 75TH ST NE, OTSEGO, MN 55330-6877 |
| Document Number | 0001412905 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 1412905 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | TRANSOHIO RESIDENTIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,343.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15450 75TH ST NE OTSEGO MN 553306877, OTSEGO, MN 55330-6877 |
| Document Number | 1412906 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 1412906 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 1, 2017 |
| Property Address | 15450 75TH ST NE, OTSEGO, MN 55330-6877 |
| Document Number | 0001342207 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 1342207 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,664.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 941 HILLWIND RD NE #300 FRIDLEY MN 554325965, 300, FRIDLEY, MN 55432-5965 |
| Investor | Possibly a Property Investor |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,268.00 (+2.61%) | $516,300 (+8.92%) Land $100,000 Building $416,300 | $516,300 (+8.92%) Land $100,000 Building $416,300 |
| 2025 | $474,000 (-2.45%) Land $115,000 Building $359,000 | $474,000 (-2.45%) Land $115,000 Building $359,000 | |
| 2023 | $5,134.00 (+3.26%) | $485,900 Land $102,000 Building $383,900 | $485,900 Land $102,000 Building $383,900 |
| 2022 | $4,972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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