1545 Woolsey St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1545 Woolsey St, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1939
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 2019)
Tax Bill	$7,034 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.65-4-78`

Property Details

APN / Parcel Number

Primary APN	`421500 49.65-4-78`
Alternative APN	`150004906500040780000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,098 sqft
Upper Floors Area	422 sqft
Attic	Attic
Attic Area	422 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	108 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	246 sqft
Canopy	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1545 WOOLSEY ST
City	SCHENECTADY
State	NY
Zip	12303-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1X WOOD AND GARAGE
Legal Subdivision	MAP OF CHRISLER ESTATE
Legal Block	4
Legal Lot Number	78.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2007
Census Tract	21600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1545 WOOLSEY ST, SCHENECTADY, NY 12303-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Nov 21, 2019	Warranty Deed, Transfer · FHA Mortgage HOME PT FIN'L
May 6, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Nov 19, 1999 · Amount on Record
Deed Document Number	201919449
Deed Book / Page	2010 / 616
Prior Transfer Date	Mar 13, 2019
Prior Transfer Doc	0000019449
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 7, 2026
Property Address	1545 WOOLSEY ST, SCHENECTADY, NY 12303-1309
Document Number	0000017676
Instrument Date	Jul 24, 2026
Instrument	202617676
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 WOOLSEY ST, SCHENECTADY, NY 12303-1309

Mortgage

Document Number	0000017676,
Date	Aug 7, 2026
Instrument	202617676

Lender

Name	TRUSTCO BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2056

Interest

Rate	6.49%
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 21, 2019
Property Address	1545 WOOLSEY ST, SCHENECTADY, NY 12303-1309
Document Number	0000052761
Book / Page	002025 / 000212
Instrument Date	Nov 14, 2019
Instrument	52761
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	PAC ABSTRACT LLC, PAC ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	989 MAIN AVE SCHENECTADY NY 123031156, SCHENECTADY, NY 12303-1156

Mortgage

Document Number	52763
Date	Nov 21, 2019
Book Page	004955/000707
Instrument	52763

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 6, 2019
Property Address	1545 WOOLSEY ST, SCHENECTADY, NY 12303-1309
Document Number	0000019449
Book / Page	002010 / 000616
Instrument Date	Mar 13, 2019
Instrument	19449
Transaction Type	Foreclosure
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 MICHIGAN AVE SCHENECTADY NY 123031313, SCHENECTADY, NY 12303-1313

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,034.00 (+1.82%)
2025	$6,908.00 (+9.79%)	$139,700 (-) Land $18,500 Building $121,200	$231,330 (+13.35%) Land $30,634 Building $200,696
2024		$139,700 (-) Land $18,500 Building $121,200	$204,091 (+15.41%) Land $27,027 Building $177,064
2023		$139,700 (-) Land $18,500 Building $121,200	$176,835 (+3.8%) Land $23,418 Building $153,417
2022		$139,700 Land $18,500 Building $121,200	$170,366 Land $22,561 Building $147,805
2021	$6,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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