1545 W Everett Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 1545 W Everett Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,367 sqft · built 1949
Lot Size	0.773 acres (33,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,500 (May 2012)
Tax Bill	$12,833 (2024)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-07-103-003`

Property Details

APN / Parcel Number

Primary APN	`16-07-103-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,367 sqft Living Area
Gross Area	4,121 sqft
1st Floor Area	3,367 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	33,672 sqft (0.773 acres)
Lot Dimensions	259 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1545 W EVERETT RD
City	LAKE FOREST
State	IL
Zip	60045-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARCADY SUBDN. UNIT NO.3 LOT 1
Legal Subdivision	ARCADY SUBDN.
Legal Lot Number	1
Legal Unit	3
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1005
Census Tract	864601

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1545 W EVERETT RD, LAKE FOREST, IL 60045-2613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2012 · Amount on Record
Deed Sale	May 24, 2012 · Amount on Record
Prior Sale	Feb 22, 1994 · Amount on Record
Deed Document Number	20126855286
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1545 W EVERETT RD, LAKE FOREST, IL 60045-2613
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 W EVERETT RD, LAKE FOREST, IL 60045-2613

Mortgage

Document Number	0007730673
Date	Dec 22, 2020
Instrument	7730673

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1545 W EVERETT RD, LAKE FOREST, IL 60045-2613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007698706
Date	Sep 25, 2020
Instrument	7698706

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,559 (+9.24%) Land $113,599 Building $120,960	$703,747 (+9.24%) Land $340,831 Building $362,916
2024	$12,833.00 (+1.37%)
2023	$12,660.00 (+5.84%)	$214,714 (-1.04%) Land $103,988 Building $110,726	$644,206 (-1.04%) Land $311,995 Building $332,211
2022	$11,962.00	$216,979 Land $111,106 Building $105,873	$651,002 Land $333,351 Building $317,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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