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1545 Twin Palms Loop, Lutz, FL 33559 Property Records

Pasco County property record for 1545 Twin Palms Loop, Lutz, FL 33559

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,616 sqft · built 1982
Lot Size0.311 acres (13,540 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jul 2020)
Tax Bill$2,944 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-26-19-0040-00100-1130

Property Details

APN / Parcel Number

Primary APN33-26-19-0040-00100-1130
Alternative APNs
  • 1926330040001001130
  • 0844105

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,616 sqft Living Area
Gross Area2,141 sqft
1st Floor Area1,296 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,540 sqft (0.311 acres)
Garage TypeAttached
Garage Area525 sqft
DrivewayConcrete Driveway
Driveway Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area320 sqft
Patio Area336 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1545 TWIN PALMS LOOP
CityLUTZ
StateFL
Zip33559-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTURTLE LAKES UNIT 4 PB 20 PGS 83-84 LOT 113 BLOCK 1
Legal Range19E
Legal Township26S
Legal Section33
Legal SubdivisionTURTLE LAKES
Legal Tract40
Legal Block1
Legal Lot Number113
Legal Unit4
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1002
Census Tract32014

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1545 TWIN PALMS LOOP, LUTZ, FL 33559-6731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleOct 26, 1995 · Amount on Record
Deed Document Number2020115654
Deed Book / Page10139 / 3456
Prior Transfer DateOct 22, 2002
Prior Transfer Doc0000010044
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 20, 2020
Property Address1545 TWIN PALMS LOOP, LUTZ, FL 33559-6731
Document Number0101393456
Book / Page010139 / 003456
Instrument DateJul 13, 2020
Instrument115654
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanyHILLSBOROUGH TITLE III LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1545 TWIN PALMS LOOP LUTZ FL 335596731, LUTZ, FL 33559-6731

Mortgage

Document Number101393458
DateJul 20, 2020
Book Page010139/003458
Instrument115655
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2050

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,950 (+2.9%)$277,638 (-1.61%) Land $64,505 Building $213,133
2025$2,944.00 (+6.71%) Homeowner's exemption$201,120 (+5.98%) Land $64,505 Building $136,615$282,172 (-2.73%) Land $64,505 Building $217,667
2023$2,759.00 (+13.12%) Additional exemption filed$189,770 (+4.35%) Land $55,005 Building $134,765$290,100 (+20.69%) Land $55,005 Building $235,095
2022$2,439.00 Homeowner's exemption$181,860 Land $46,405 Building $135,455$240,374 Land $46,405 Building $193,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORIDA GOVERNMENTAL UTILITY AUTHORITY
private · serves 32,296 people · EPA ID FL5360172
Water SourceGroundwater
Last State InspectionNov 2024
Also Mapped HerePCUD-PASCO COUNTY REGIONAL PWS
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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