1545 Sumac Rd, Fort Gibson, OK 74434 Property Records

Muskogee County property record for 1545 Sumac Rd, Fort Gibson, OK 74434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,107 sqft · built 1986
Lot Size	2.44 acres (106,286 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Jun 2021)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-20-15N-20E-3-069-41`

Property Details

APN / Parcel Number

Primary APN	`0000-20-15N-20E-3-069-41`
Alternative APNs	`510054742` `034778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,107 sqft Living Area
1st Floor Area	2,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	106,286 sqft (2.44 acres)
Garage Type	Detached
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	56 sqft
Lean-To	240 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510054742
Street Address	1545 SUMAC RD
City	FORT GIBSON
State	OK
Zip	74434-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T15N R20E S20 COM@ SE/C SW THENCE S882349W 714 N013551W 25 N013551W 397.21 TO POB S882349W 239 N013551W 222.79 N882349E 239 S
Legal Range	20E
Legal Township	15N
Legal Section	20
Legal Subdivision	PONDCREST SUBDIVISION
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1097
Census Tract	1402

Owner

Source: Muskogee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1545 SUMAC RD, FORT GIBSON, OK 74434-7512
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC
Aug 24, 2020	Deed of Trust, Mortgage TULSA FCU
Sep 20, 2019	Warranty Deed, Transfer PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE
Sep 20, 2019	Warranty Deed, Transfer PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE
Apr 19, 2017	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Apr 18, 2011 · Amount on Record
Deed Document Number	20217358
Deed Book / Page	4746 / 279
Prior Transfer Date	Oct 4, 2011
Prior Transfer Doc	0000011255
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Jun 16, 2021
Property Address	1545 SUMAC RD, FORT GIBSON, OK 74434-7512
Document Number	0000007358
Book / Page	4746 / 279
Instrument Date	Jun 14, 2021
Instrument	2021-007358
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABSTRACT & TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000007359
Date	Jun 16, 2021
Instrument	2021-007359

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	1545 SUMAC RD, FORT GIBSON, OK 74434-7512
Document Number	0000010878
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	309 OAK RIDGE RD FORT GIBSON OK 744347905, FORT GIBSON, OK 74434-7905
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010878
Date	Oct 22, 2020
Book Page	004709/000486
Instrument	10878

Lender

Name	TULSA FCU
Type	Credit Union
Address	TULSA, OK 74129

Agreement

Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Sep 20, 2019
Property Address	1545 SUMAC RD, FORT GIBSON, OK 74434-7512
Document Number	0000010411
Book / Page	004655 / 000495
Instrument Date	Sep 19, 2019
Instrument	10411
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE

Transaction

Amount	Amount Recorded
Tax	$33.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 SUMAC RD FORT GIBSON OK 744347512, FORT GIBSON, OK 74434-7512

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Sep 20, 2019
Property Address	1545 SUMAC RD, FORT GIBSON, OK 74434-7512
Document Number	0000010412
Book / Page	004655 / 000497
Instrument Date	Sep 19, 2019
Instrument	10412
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE

Transaction

Amount	Amount Recorded
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	309 OAK RIDGE RD FORT GIBSON OK 744347905, FORT GIBSON, OK 74434-7905
Investor	Possibly a Property Investor

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	1545 SUMAC RD, FORT GIBSON, OK 74434-7512
Document Number	0000004727
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1545 SUMAC RD FORT GIBSON OK 744347512, FORT GIBSON, OK 74434-7512

Mortgage

Document Number	0000004727
Date	Apr 24, 2017
Book Page	004538/000730
Instrument	4727

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 23, 2042

Tax Assessment & Valuation

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Fort Gibson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,925 (+10.25%) Land $1,342 Building $28,583	$272,042 (+8.68%) Land $12,200 Building $259,842
2025	$2,526.00 (+7.9%)	$27,142 (-) Land $1,315 Building $25,827
2024	$2,341.00 (+4.7%)	$27,142 (+5%) Land $1,315 Building $25,827	$250,320 (+6.52%) Land $12,200 Building $238,120
2023	$2,236.00	$25,850 Land $1,228 Building $24,622	$235,000 Land $11,160 Building $223,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE CO. RWD #4 serves 783 people · EPA ID OK3005104
Water Source	Purchased surface water from FORT GIBSON
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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