1545 Stepney St, Niles, OH 44446 Property Records

Trumbull County property record for 1545 Stepney St, Niles, OH 44446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,046 sqft · built 1954
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Dec 2019)
Tax Bill$2,134 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-449400

Property Details

APN / Parcel Number

Primary APN25-449400

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,046 sqft Living Area
1st Floor Area2,480 sqft
Upper Floors Area806 sqft
Basement Area1,240 sqft
Unfinished Basement1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions150 ft deep x 93 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area130 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1545 STEPNEY ST
CityNILES
StateOH
Zip44446-3737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6402 93.34F 6403 STEPNEY ST ALL W PT
Legal SubdivisionTAURO ALLOTMENT NO 2
Legal Lot Number6402
JurisdictionTRUMBULL OH
Township / Civil DivisionWEATHERSFIELD
Census Block Group1
Census Block1007
Census Tract932600

Owner

Source: Trumbull County records · APN 25-449400

Assessment roll updated April 23, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1545 STEPNEY ST, NILES, OH 44446-3737
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK INC
Dec 16, 2019Survivorship Deed, Transfer · Conventional Mortgage
TCF NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2019 · Amount on Record
Deed SaleDec 16, 2019 · Amount on Record
Prior SaleAug 13, 1996 · Amount on Record
Deed Document Number201923404
Prior Transfer DateAug 04, 2008
Prior Transfer Doc0000019425
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Recording DateJun 09, 2026
Property Address1545 STEPNEY ST, NILES, OH 44446-3737
Document Number0000009839
Instrument DateMay 22, 2026
Instrument20269839
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1545 STEPNEY ST, NILES, OH 44446-3737

Mortgage

Document Number0000009839,
DateJun 09, 2026
Instrument20269839
Lender
NameCITIZENS BANK INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 27, 2051
Interest
Rate6.23%
Max Rate-1%

December 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionTRUMBULL OH
Recording DateDec 16, 2019
Property Address1545 STEPNEY ST, NILES, OH 44446-3737
Document Number0000023404
Instrument DateDec 03, 2019
Instrument201912160023404
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1545 STEPNEY ST, NILES, OH 44446-3737

Mortgage

Document Number0000023405
DateDec 16, 2019
Instrument201912160023405
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Trumbull County records · Assessment roll updated April 23, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionWeathersfield Township
MunicipalityNiles City
Unified School DistrictNiles City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,134.00$49,320 (-) Land $5,990 Building $43,330
2024$2,134.00 (-1.57%)$49,320 (-) Land $5,990 Building $43,330
2023$2,168.00 (+21.32%)$49,320 (+38.54%) Land $5,990 Building $43,330$140,900 (+38.54%) Land $17,100 Building $123,800
2022$1,787.00$35,600 Land $5,990 Building $29,610
2020$101,700 Land $17,100 Building $84,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Trumbull County (39155C), updated August 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391559326001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimJul 2003, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Omni FiberFiber10,000 / 10,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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