Schenectady County and Schenectady City property record for 1545 State St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,409 sqft · built 1910 |
| Lot Size | 0.094 acres (4,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Dec 2005) |
| Tax Bill | $3,951 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.77-2-29 |
| Primary APN | 421500 50.77-2-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,409 sqft Living Area |
| 1st Floor Area | 737 sqft |
| 2nd Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Cottage |
| Exterior Material | Brick |
| Lot Area | 4,125 sqft (0.094 acres) |
| Lot Dimensions | 125 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1545 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1X BRICK AND STUCCO AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20700 |
1545 State St is owned and occupied by an individual who bought it in December 2005.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1545 STATE ST, SCHENECTADY, NY 12304-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2005 · Amount on File |
| Deed Sale | Dec 16, 2005 · Amount on File |
| Prior Sale | Sep 2, 2005 · Amount on File |
| Deed Book / Page | 1722 / 868 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1545 State St was $3,951 with a homeowner's exemption, up 4.2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,951.00 (+4.25%) Homeowner's exemption | ||
| 2025 | $3,790.00 | $82,000 Land $12,300 Building $69,700 | $135,784 Land $20,368 Building $115,416 |
| 2023 | $82,000 (-) Land $12,300 Building $69,700 | $103,797 (+3.8%) Land $15,570 Building $88,227 | |
| 2022 | $82,000 Land $12,300 Building $69,700 | $100,000 Land $15,000 Building $85,000 | |
| 2021 | $3,435.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1545 State St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1545 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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