Dubuque County property record for 1545 Ruann Dr, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,352 sqft · built 1957 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $94,900 (Jun 2018) |
| Tax Bill | $4,696 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-27-106-022 |
| Primary APN | 10-27-106-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 1,400 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 160 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 1545 RUANN DR |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-5323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 27 & N 1/2 OF LOT 26 FALKS |
| Legal Subdivision | HOOVER |
| Legal Lot Number | 26,27 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 1201 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1545 RUANN DR, DUBUQUE, IA 52001-5323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Oct 1, 2020 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Jun 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2018 · Amount on Record |
| Deed Sale | Jun 5, 2018 · Amount on Record |
| Prior Sale | Sep 30, 2015 · Amount on Record |
| Deed Document Number | 2018-00006123 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1545 RUANN DR, DUBUQUE, IA 52001-5323 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002746 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 202400002746 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 1000 JACKSON ST, DUBUQUE, IA 52001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1545 RUANN DR, DUBUQUE, IA 52001-5323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014932 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020-00014932 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 4, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1545 RUANN DR, DUBUQUE, IA 52001-5323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008852 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020-00008852 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jun 5, 2018 |
| Property Address | 1545 RUANN DR, DUBUQUE, IA 52001-5323 |
| Document Number | 0000006123 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018-00006123 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1545 RUANN DR, DUBUQUE, IA 52001-5323 |
| Document Number | 0000006124 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 2018-00006124 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $366,300 (+8.76%) Land $42,100 Building $324,200 | $366,300 (+8.76%) Land $42,100 Building $324,200 | |
| 2024 | $4,696.00 (+9.31%) | ||
| 2023 | $336,800 (+30.54%) Land $40,000 Building $296,800 | $336,800 (+30.54%) Land $40,000 Building $296,800 | |
| 2022 | $4,296.00 Homeowner's exemption | $258,000 Land $37,870 Building $220,130 | |
| 2021 | $258,000 Land $37,870 Building $220,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Comelec Internet Services, Nextlink, Verizon.
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