1545 Ostergaard Ave, Racine, WI 53406 Property Records

Racine County property record for 1545 Ostergaard Ave, Racine, WI 53406

Property Summary

Property Type	Single Family Home
Details	1,259 sqft · built 1964
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2026)
Tax Bill	$5,258 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276 000010926017`

Property Details

APN / Parcel Number

Primary APN	`276 000010926017`

Interior

Stories	1 Story
Building Area	1,259 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	125 ft deep x 63.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1545 OSTERGAARD AVE
City	RACINE
State	WI
Zip	53406-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK 3 MARBORO HEIGHTS N 42 FT LOT 17 + S 21.33 FT LOT 18
Legal Subdivision	MARBORO HEIGHTS
Legal Block	3
Legal Lot Number	17
Jurisdiction	RACINE WI
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1005
Census Tract	1001

Owner

Source: Racine County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1545 OSTERGAARD AVE, RACINE, WI 53406-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Deed Document Number	20262731910
Prior Transfer Date	Aug 14, 2018
Prior Transfer Doc	0002501119
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jul 7, 2026
Property Address	1545 OSTERGAARD AVE, RACINE, WI 53406-4539
Document Number	0002731910
Instrument Date	Jun 22, 2026
Instrument	20262731910
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$72,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 OSTERGAARD AVE, RACINE, WI 53406-4539

Mortgage

Document Number	0002731911,
Date	Jul 7, 2026
Instrument	20262731911

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0002731912,
Date	Jul 7, 2026
Instrument	20262731912

Lender

Name	WISCONSIN HOUSING AND ECONOMIC DEV ASSOCIATION

Agreement

Amount	Amount Recorded
Term	8 Months
Due	Jul 1, 2034

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Racine City
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,258.00 (+23.83%) Homeowner's exemption	$226,100 (+27.02%) Land $23,400 Building $202,700	$241,417 (+22.46%) Land $24,985 Building $216,432
2023	$4,246.00 (+8.51%) Homeowner's exemption	$178,000 (+9.88%) Land $23,400 Building $154,600	$197,133 (+9.88%) Land $25,915 Building $171,218
2022	$3,913.00 Homeowner's exemption	$162,000 Land $23,400 Building $138,600	$179,413 Land $25,915 Building $153,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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