1545 NW 11th St, Bend, OR 97703 Property Records

Deschutes County property record for 1545 NW 11th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,507 sqft · built 2016
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$72,916 (Dec 2015)
Tax Bill	$8,268 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171231 AA 05000`

Property Details

APN / Parcel Number

Primary APN	`171231 AA 05000`
Alternative APNs	`R1001171231AA05000` `102047`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,507 sqft Living Area
1st Floor Area	2,475 sqft
Attic Area	445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Other
Lot Area	9,583 sqft (0.219 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	525 sqft

Exterior Amenities

Porch	Porch
Porch Area	165 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	195 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	102047
Old Parcel Number	R1001171231AA05000
Street Address	1545 NW 11TH ST
City	BEND
State	OR
Zip	97703-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:87 BLK:8 SUBD:KENWOOD SEC/TWN/RNG/MER:SEC 31 TWN 17 RNG 12 MAP REF:171231-AA
Legal Range	12E
Legal Township	17S
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	KENWOOD
Legal Block	8
Legal Lot Number	87
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	4
Census Block	4002
Census Tract	1302

Owner

1545 NW 11th St is owned and occupied by an individual who bought it in December 2015.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1545 NW 11TH ST, BEND, OR 97703-1610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2015 · Amount on File
Deed Sale	Dec 4, 2015 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Document Number	2015-049090
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1545 NW 11TH ST, BEND, OR 97703-1610
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 NW 11TH ST, BEND, OR 97703-1610

Mortgage

Document Number	0000018008
Date	Jul 24, 2023
Instrument	2023-18008

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1545 NW 11TH ST, BEND, OR 97703-1610
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023418
Date	Jun 19, 2017
Instrument	2017-23418

Lender

Name	UMPQUA BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1545 NW 11TH ST, BEND, OR 97703-1610
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033290
Date	Jun 1, 2021
Instrument	2021-33290

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1545 NW 11TH ST, BEND, OR 97703-1610
Document Number	0000011908
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1545 NW 11TH ST BEND OR 977031610, BEND, OR 97703-1610

Mortgage

Document Number	0000011908
Date	Mar 16, 2020
Instrument	11908

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 1545 NW 11th St was $8,268, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,268.00 (+3.93%)	$489,390 (+3%)	$1,470,810 (+7.59%) Land $476,480 Building $994,330
2024	$7,955.00 (+7.88%)	$475,140 (+3%)	$1,367,110 (-) Land $463,170 Building $903,940
2023	$7,374.00	$461,310	$1,367,110 Land $463,170 Building $903,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1545 NW 11th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1545 NW 11th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile, Webformix.

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