1545 N State Rd, Flora, IL 62839 Property Records

Clay County property record for 1545 N State Rd, Flora, IL 62839

Property Summary

Property Type	Commercial
Lot Size	0.188 acres (8,204 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Oct 2020)
Tax Bill	$2,857 (2024)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-23-405-001`

Property Details

APN / Parcel Number

Primary APN	`10-23-405-001`

Exterior

Lot Area	8,204 sqft (0.188 acres)

Location & Zoning

Street Address	1545 N STATE RD
City	FLORA
State	IL
Zip	62839-3234
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E P KINNAMANS 2ND SUB-DIV PT N OF LOT 7 & S 5.71' X 40.04' OF SW/COR LOT 8 (SURVEY DOC 186810)
Legal Subdivision	E P KINNAMANS 2ND SUB-DIV
Legal Lot Number	7-8
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1000
Census Tract	972100

Owner

Source: Clay County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 LAMSON ST, FLORA, IL 62839-1026
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Aug 19, 2015 · Amount on Record
Deed Document Number	2020310
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Oct 30, 2020
Property Address	1545 N STATE RD, FLORA, IL 62839-3234
Document Number	0000200310
Map Reference	DOC 186810
Instrument Date	Oct 30, 2020
Instrument	200310
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$139.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 W 12TH ST, FLORA, IL 62839-1066

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,121 (+10.09%) Land $3,627 Building $31,494	$105,363 (+10.09%) Land $10,881 Building $94,482
2024	$2,857.00 (-5.96%)
2022	$3,038.00 (+7.46%)	$31,901 Land $3,244 Building $28,657	$95,703 Land $9,732 Building $85,971
2021	$2,827.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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