1545 Micahs Way N, Spring Lake, NC 28390 Property Records

Harnett County property record for 1545 Micahs Way N, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,960 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Dec 2023)
Tax Bill	$2,388 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500060827`

Property Details

APN / Parcel Number

Primary APN	`1500060827`
Alternative APNs	`01053520 0100 92` `1500043466`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,960 sqft Heated Area
1st Floor Area	822 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500060827
Street Address	1545 MICAHS WAY N
City	SPRING LAKE
State	NC
Zip	28390-2863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONS
Legal Description	LT#785B ANDERSON CRK CLUB PH 4C MAP#2012-336
Legal Subdivision	ANDERSON CREEK CLUB
Legal Phase	4C
Legal Lot Number	785B
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2025
Census Tract	71204

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1545 MICAHS WAY N, SPRING LAKE, NC 28390-2863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 22, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	202320892
Deed Book / Page	4217 / 1320
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	1545 MICAHS WAY N, SPRING LAKE, NC 28390-2863
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 MICAHS WAY N, SPRING LAKE, NC 28390-2863

Mortgage

Document Number	0000020893
Date	Dec 15, 2023
Book Page	4217/1322
Instrument	2023020893

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	1545 MICAHS WAY N, SPRING LAKE, NC 28390-2863
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019045
Date	Oct 19, 2020
Book Page	3883/980
Instrument	2020019045

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 22, 2021
Property Address	1545 MICAHS WAY N, SPRING LAKE, NC 28390-2863
Document Number	0000016951
Book / Page	4017 / 795
Map Reference	MB 2012 PG 336
Instrument Date	Jul 9, 2021
Instrument	2021016951
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3436 WEXFORD RUN, 3436, WILLIAMSBURG, VA 23185-8705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 MICAHS WAY N, SPRING LAKE, NC 28390-2863

Mortgage

Document Number	0000016952
Date	Jul 22, 2021
Instrument	2021016952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,388.00 (+25.29%)	$311,297 (+19.82%)	$311,297 (+19.82%) Land $38,890 Building $272,407
2025	$1,906.00	$259,813 (-)	$259,813 (-) Land $51,550 Building $208,263
2023	$1,906.00	$259,813	$259,813 Land $51,550 Building $208,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2013–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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