1545 Longfellow Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1545 Longfellow Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 864 sqft · built 1962
Lot Size	0.191 acres (8,340 sqft)
Owner	2 Individual Names on File
Last Sale	$94,500 (Jan 2011)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-10-408-004`

Property Details

APN / Parcel Number

Primary APN	`8913-10-408-004`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	400 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,340 sqft (0.191 acres)
Lot Dimensions	139 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	420 sqft
Patio Area	840 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1545 LONGFELLOW AVE
City	WATERLOO
State	IA
Zip	50703-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE ACRES S 60 FT N 180 FT E 1/2 LOT 17
Legal Range	13W
Legal Township	89N
Legal Section	10
Legal Subdivision	CLOVERDALE ACRES
Legal Lot Number	17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1011
Census Tract	1702

Owner

1545 Longfellow Ave is owned and occupied by two individuals who bought it in January 2011.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1545 LONGFELLOW AVE, WATERLOO, IA 50703-1435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2011 · Amount on File
Deed Sale	Jan 18, 2011 · Amount on File
Deed Document Number	201114560
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 30, 2026
Property Address	1545 LONGFELLOW AVE, WATERLOO, IA 50703-1435
Document Number	0000011442
Instrument Date	Jul 7, 2026
Instrument	202611442
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 LONGFELLOW AVE, WATERLOO, IA 50703-1435

Mortgage

Document Number	0000011442,
Date	Jul 30, 2026
Instrument	202611442

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Nov 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1545 Longfellow Ave was $2,730 with a homeowner's exemption, down 9.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00 (-9.42%) Homeowner's exemption	$144,620 Land $19,500 Building $125,120	$144,620 Land $19,500 Building $125,120
2024	$3,014.00
2023		$149,180 (+40.02%) Land $19,500 Building $129,680	$149,180 Land $19,500 Building $129,680
2022	$2,144.00 Homeowner's exemption	$106,540 Land $19,500 Building $87,040
2021			$106,540 Land $19,500 Building $87,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1545 Longfellow Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1545 Longfellow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire, Nextlink.

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